$524,900
ActivePrice drops, under contract and the sold price, by email.371 Ryals St, Port Charlotte, FL 33954
5 beds Β· 3.5 baths Β· 3,108 sq ft
Open houses
- Sat, Nov 21 Β· 12β3 PM
- Sun, Nov 22 Β· 1β3 PM
Listing courtesy of EXIT KING REALTY Β· MLS# N6146659
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
QUALIFIED VETERAN BUYERS: An assumable VA loan at an exceptionally low interest rate may be available, subject to VA and lender approval, buyer eligibility, existing loan balance, equity requirements, and all other assumption terms. Ask for details. Welcome to this spacious 5-bedroom, 3.5-bath pool home in desirable Port Charlotte Section 15, offering city water and sewer, exceptional storage, flexible living space, and an extensive list of updates. Every bedroom features a walk-in closet, including a generous primary suite with 2 walk-in closets and an en-suite bath featuring dual sinks, a large tiled shower, and a garden soaking tub and Quartz counters. Bedrooms 2 and 3 share a convenient Jack-and-Jill bath with dual sinks and a tub/shower combination with Quartz counters, while the 5th bedroom offers its own full en-suite bath with direct pool access, making it ideal for guests, extended family, or a private home office. An additional half bath is conveniently located just off the family room. The updated kitchen features a center island, granite countertops, wood cabinetry, walk-in pantry, reverse-osmosis system at the kitchen sink, and a newer garbage disposal. The living room includes a bay window with built-in window seat and wet bar, while the large interior laundry room offers an additional storage closet or second pantry. Designed for Florida living and entertaining, the home features an in-ground pool, newer pool pump, expansive covered lanai, and additional concrete deck that's perfect for a firepit or outdoor gathering area. The oversized detached garage, circular driveway, separate garage driveway, and storage shed provide plenty of room for vehicles, recreational equipment, tools, and toys. Additional improvements include a 2021 roof, new water heater in 2025, and two HVAC systems, with one receiving updated internal components in 2025 and the second replaced with a new unit in 2026. The home also features a whole-house Generac generator with a buried 500-gallon propane tank, front hurricane-impact windows, premium hurricane shutters protecting 18 openings, updated Manabloc plumbing, newer water-softener system, 9 newer ceiling fans, Quartz bathroom vanities, ceramic-tile flooring, and an electrical panel updated in 2018. POTENTIAL FLORIDA HOMESTEAD TAX OPPORTUNITY: Buyers intending to establish Florida permanent residency should investigate whether recently approved Florida Amendment 3 and its December 31, 2026 residency provisions may provide enhanced homestead benefits beginning in 2027. Eligibility and savings must be independently verified. A rare combination of space, extensive improvements, Florida outdoor living, potential homestead-tax advantages, and an exceptionally low-rate assumable VA loan opportunity.
Facts
- Property type
- Single Family Residence
- Year built
- 1997
- Bathrooms
- 3 full, 1 half
- Living area
- 3,108 sqft
- Lot size
- 0.35 acres
- Private pool
- Yes
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,786/yr
- Listed
- Nov 15, 2026
- MLS #
- N6146659
Get an email when homes like this list
New Port Charlotte listings with at least 5 bedrooms up to $660,000. Free, and you can stop any time.
Virtual tour
- iGuide 3-D touryouriguide.com
Tours are hosted by the sellerβs chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 371 RYALS ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$3,657
$2,654 of that is principal & interest. 27% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,654
- Property taxes
- $566
- Homeowners insurance
- $437
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,657
Over the life of the loan
- Loan amount
- $419,920
- Down payment
- $104,980
- Total interest
- $535,585
- Principal + interest paid
- $955,505
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
What did the most similar homes nearby actually sell for?
The closest recent sales to this home, with what they sold for and when.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
371 Ryals St, Port Charlotte, FL 33954
Listing courtesy of EXIT KING REALTY Β· MLS# N6146659 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Port Charlotte homes for saleAll Port Charlotte Sec 015 homes for saleSearch Port Charlotte



