$399,000
Active3802 Gulf of Mexico Dr #A203, Longboat Key, FL 34228
2 beds · 2 baths · 1,007 sq ft
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · MLS# A4704650
42 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Gulf views! Just bring your flip flops and bathing suit to this move-in ready 2br/2ba condo on the 2nd floor in Beach Harbor Club. This beautifully maintained Gulf-to-bay community offers boat slips on the bay and private beach access on the Gulf side, as well as pool, clubhouse, gym and private beach access just across the street! This unit has been tastefully updated to include an all-new bright open kitchen with custom cabinetry, stone counters and high-end appliances, including a Fisher & Paykel fridge, a two-drawer Cafe dishwasher, and a Cafe two-oven, six-burner stove. Flooring throughout was replaced with a light blond luxury vinyl plank. Both baths had updates including cabinetry and same quartz countertops found in the kitchen. The AC was replaced in 2024. This home also has a sweet view of the Gulf from the outdoor seating area in the front. The monthly fee includes water, trash, internet, cable, and pest control, as well as the usual insurances, and exterior maintenances. Beach Harbor Club is an active and amenities-rich community with boat docks, a pool, a gym, private beach access, kayak storage, a ground-level storage closet for beach gear, a beautiful clubhouse and just upstairs from this unit is a wonderful rooftop deck for sunset viewing. No effort required to start living your beach life dream today!
Facts
- Property type
- Condominium
- Year built
- 1970
- Bathrooms
- 2 full
- Living area
- 1,007 sqft
- Lot size
- 6.06 acres
- Water access
- Bay/Harbor, Gulf/Ocean, Gulf/Ocean to Bay
- Water view
- Yes
- Private pool
- No
- Exposure
- Northwest
- Furnished
- Furnished
- Flood zone
- AE/VE/X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,828/yr
- Monthly fees
- $1,347/mo
- Listed
- Aug 30, 2026
- MLS #
- A4704650
Price & status history
- Listed for $399,000
- Status changed to Active
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3802 GULF OF MEXICO DR #A203. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,933
$2,018 of that is principal & interest. 49% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,018
- Property taxes
- $236
- Homeowners insurance
- $333
- Flood insurance
- $0
- HOA / condo fees
- $1,347
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,933
Over the life of the loan
- Loan amount
- $319,200
- Down payment
- $79,800
- Total interest
- $407,122
- Principal + interest paid
- $726,322
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3802 Gulf of Mexico Dr #A203, Longboat Key, FL 34228
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · MLS# A4704650 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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