$339,000
Active3804 Gulf of Mexico Dr #B204, Longboat Key, FL 34228
1 bed · 1 bath · 761 sq ft
Listing courtesy of STERLING REALTY · MLS# A4696842
138 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Gulf view
- Deeded beach access
- Rooftop deck
- Heated pool
- Tiki bar
- Kayak and canoe launch
- Boat slips available
- Fitness center
AI-selected highlights from the listing description below.
Welcome to coastal living at its finest in this beautifully renovated 1-bedroom, 1-bath condo at Beach Harbor Club on coveted Longboat Key. Perfectly positioned adjacent to the beach, this second-story retreat offers a peek-a-boo view of the sparkling Gulf and 761 square feet of stylish, light-filled comfort. Step inside to discover a fully updated interior featuring impact windows, a new AC system, and modern finishes throughout. Every detail has been thoughtfully considered to deliver effortless island living. The building offers convenient elevator access, plus a wealth of amenities designed for relaxation and recreation. This vibrant community stretches from beach to bay, granting you deeded beach access and a rooftop deck where unforgettable sunsets await. Cool off in the heated pool, unwind at the tiki bar, or gather with neighbors in the clubhouse. Outdoor enthusiasts will love the kayak and canoe launch, while boat slips are available first-come, first-serve for $700/year. Additional perks include a fitness center, laundry facility, bike storage, storage locker, wood shop, and on-site management. Condo fees thoughtfully cover TV, internet, and water for added peace of mind. Beyond your doorstep, indulge in the best of the region. Savor waterfront dining at Dry Dock Waterfront Grill, shop at nearby Publix, or explore the boutiques of St. Armands Circle. Anna Maria Island's charm is just a short drive away. Discover your slice of paradise—schedule your private showing today and embrace the Longboat Key lifestyle.
Facts
- Property type
- Condominium
- Year built
- 1970
- Bathrooms
- 1 full
- Living area
- 761 sqft
- Lot size
- 6.06 acres
- Waterfront
- Yes · 200 ft
- Water access
- Beach - Access Deeded, Intracoastal Waterway
- Water view
- Yes
- Private pool
- No
- Exposure
- North
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,343/yr
- Monthly fees
- $975/mo
- Listed
- Jun 11, 2026
- MLS #
- A4696842
Virtual tours
- Matterport 3-D tourmy.matterport.com
- Video tour on YouTubeyoutu.be
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3804 GULF OF MEXICO DR #B204. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,084
$1,714 of that is principal & interest. 44% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,714
- Property taxes
- $112
- Homeowners insurance
- $283
- Flood insurance
- $0
- HOA / condo fees
- $975
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,084
Over the life of the loan
- Loan amount
- $271,200
- Down payment
- $67,800
- Total interest
- $345,901
- Principal + interest paid
- $617,101
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3804 Gulf of Mexico Dr #B204, Longboat Key, FL 34228
Listing courtesy of STERLING REALTY · MLS# A4696842 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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