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$349,000

Active Under Contract

3862 Wilshire Cir W #107, Sarasota, FL 34238

2 beds · 2 baths · 1,606 sq ft

Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4688140

194 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • lake views
  • mature trees
  • soaking tub
  • skylights
  • retractable glass doors
  • tiled lanai
  • heated saltwater pool
  • pickleball courts

AI-selected highlights from the listing description below.

Under contract-accepting backup offers. Virtually Staged. From the moment you step inside, tranquil lake views framed by mature trees and visited daily by waterfowl and native birds set the tone for this beautifully updated, freshly painted 2-bedroom, 2-bath villa in the sought-after Lakeshore Village community — just 15 minutes to the world-famous white sands of Siesta Key. The open kitchen features quartz countertops, a designer backsplash, stainless appliances, updated lighting, and a new ceiling with fan. Both baths have been refreshed with granite countertops, new sinks and faucets — and the primary bath features a luxurious soaking tub. New flooring flows throughout — no carpet anywhere in the home. The expanded primary bedroom closet adds generous storage, and completely new AC ductwork was installed in the attic in 2024. Three oversized skylights and abundant windows bathe the interior in natural light, while three large sliding glass doors retract fully to connect the living space — and the owner's suite — to a 23-foot tiled lanai, expanding the total living area to over 1,800 sq. ft. The guest bath features a tub/shower combination. A 2-car garage with overhead storage completes the package. This villa is being offered unfurnished. Lakeshore Village delivers resort-style living with a heated saltwater pool, new pickleball courts, tennis courts, and a spacious clubhouse featuring a library, billiards room, and full kitchen. Monthly fees include basic cable TV, high-speed internet, pest control, roof maintenance, and grounds care. The community features winding private roads, no sidewalks, and convenient private access to Beneva Road. Rentals are permitted, and the location puts restaurants, shops, and medical offices within easy reach.

Facts

Property type
Condominium
Year built
1985
Bathrooms
2 full
Living area
1,606 sqft
Water view
Yes
Private pool
No
Exposure
West
Furnished
Unfurnished
Flood zone
X, AE
CDD
No
55+ community
Yes
Annual taxes
$4,286/yr
Monthly fees
$769/mo
Listed
Mar 30, 2026
MLS #
A4688140

Price & status history

  1. Listed for $385,000
  2. Price reduced to $349,000
  3. Status changed to Active Under Contract

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 3862 WILSHIRE CIR W #107. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$3,182

$1,765 of that is principal & interest. 45% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,765
Property taxes
$357
Homeowners insurance
$291
Flood insurance
$0
HOA / condo fees
$769
Mortgage insurance (PMI)
$0
Total per month
$3,182

Over the life of the loan

Loan amount
$279,200
Down payment
$69,800
Total interest
$356,104
Principal + interest paid
$635,304
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

3862 Wilshire Cir W #107, Sarasota, FL 34238

Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4688140 · Active Under Contract

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:07 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]