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Lasbury Tracy Realty Inc
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$348,000

Active

39 Emden Cir, Punta Gorda, FL 33950

2 beds · 2 baths · 1,510 sq ft

Listing courtesy of SELLSTATE VISION REALTY · MLS# C7530040

60 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Welcome to this fully updated, waterfront, sailboat access to the gulf, open concept contemporary design, Palm Harbour manufactured home in the 55+ resident owned community of Windmill Village. In approximately 1510 sq ft. there are 2 bedrooms, each with extended walk in closets. There are 2 bathrooms, both with new comfort height toilets. Guest bathroom with proper heated jacuzzi with quartz seating. Primary ensuite with enlarged zero threshold shower, realistic sized quartz seating, marble flooring, floor to ceiling storage closets, extra daylight with a 2' x 4' skylight. A second large skylight is in the front entrance, both impact resistant. The laundry room is a centre house dedicated space. The custom made kitchen has quartz counters and backsplash, full height upper cabinetry with additional shelving, under counter storage features large drawers. The counter is double width providing comprehensive entertainment and work space, c/w power monuments and additional lower cabinet space. The main living room with floor to ceiling windows faces west to the unobstructed view of the marina, which has a brand new seawall, the sunroom / flex room / bedroom / tv room looks out at the landscaped yard and the marina, it has an air conditioned walk through storage area or closet with an exit to the outside of the house. Which boasts a covered double car drive. The home has a double door shed, with large utility sink and extensive storage above and below a nice workbench. The entire house has recent waterproofing where all gardens have been installed. There are tastefully designed patio areas with pavers in spaces to enjoy time entertaining or doing nothing. Updates include: new ductwork, new 14 mil vapor barrier, 21 new tie downs, fully screened undercarriage, 2023 AC system with coated coils, 40 gallon water heater, water softener, dishwasher, flush mount microwave with enlarged exhaust vent. Renovations included reinforced flooring, improved electrical wiring, fire/sound-bat insulation in walls. Along with reinforced backers for wall hanging support. Windmill Village offers an active adult lifestyle. Enjoy two private marinas, boat ramp, horseshoe pits, shuffleboard, bocce, billiards, indoor pickleball, a large community center with shows and events, a library, numerous hobby clubs, a woodworking shop, an outdoor pavilion, beside a beautiful heated pool. The low monthly HOA fee covers water, trash, lawn care, common area upkeep, and road maintenance. The purchase price does not include the $20,285 buy-in share and bond, which is fully refundable upon sale. Please contact us to schedule your private showing.

Facts

Property type
Manufactured Home
Year built
1994
Bathrooms
2 full
Living area
1,510 sqft
Lot size
0.12 acres
Waterfront
Yes · 65 ft
Water access
Canal - Brackish, Creek
Water view
Yes
Private pool
No
Exposure
East
Furnished
Negotiable
Flood zone
9AE
CDD
No
55+ community
Yes
Annual taxes
$2,155/yr
Monthly fees
$268/mo
Listed
Aug 24, 2026
MLS #
C7530040

Virtual tours

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 39 EMDEN CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$2,497

$1,760 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,760
Property taxes
$180
Homeowners insurance
$290
Flood insurance
$0
HOA / condo fees
$268
Mortgage insurance (PMI)
$0
Total per month
$2,497

Over the life of the loan

Loan amount
$278,400
Down payment
$69,600
Total interest
$355,084
Principal + interest paid
$633,484
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

39 Emden Cir, Punta Gorda, FL 33950

Listing courtesy of SELLSTATE VISION REALTY · MLS# C7530040 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 11:13 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]