$348,000
Active39 Emden Cir, Punta Gorda, FL 33950
2 beds · 2 baths · 1,510 sq ft
Listing courtesy of SELLSTATE VISION REALTY · MLS# C7530040
60 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to this fully updated, waterfront, sailboat access to the gulf, open concept contemporary design, Palm Harbour manufactured home in the 55+ resident owned community of Windmill Village. In approximately 1510 sq ft. there are 2 bedrooms, each with extended walk in closets. There are 2 bathrooms, both with new comfort height toilets. Guest bathroom with proper heated jacuzzi with quartz seating. Primary ensuite with enlarged zero threshold shower, realistic sized quartz seating, marble flooring, floor to ceiling storage closets, extra daylight with a 2' x 4' skylight. A second large skylight is in the front entrance, both impact resistant. The laundry room is a centre house dedicated space. The custom made kitchen has quartz counters and backsplash, full height upper cabinetry with additional shelving, under counter storage features large drawers. The counter is double width providing comprehensive entertainment and work space, c/w power monuments and additional lower cabinet space. The main living room with floor to ceiling windows faces west to the unobstructed view of the marina, which has a brand new seawall, the sunroom / flex room / bedroom / tv room looks out at the landscaped yard and the marina, it has an air conditioned walk through storage area or closet with an exit to the outside of the house. Which boasts a covered double car drive. The home has a double door shed, with large utility sink and extensive storage above and below a nice workbench. The entire house has recent waterproofing where all gardens have been installed. There are tastefully designed patio areas with pavers in spaces to enjoy time entertaining or doing nothing. Updates include: new ductwork, new 14 mil vapor barrier, 21 new tie downs, fully screened undercarriage, 2023 AC system with coated coils, 40 gallon water heater, water softener, dishwasher, flush mount microwave with enlarged exhaust vent. Renovations included reinforced flooring, improved electrical wiring, fire/sound-bat insulation in walls. Along with reinforced backers for wall hanging support. Windmill Village offers an active adult lifestyle. Enjoy two private marinas, boat ramp, horseshoe pits, shuffleboard, bocce, billiards, indoor pickleball, a large community center with shows and events, a library, numerous hobby clubs, a woodworking shop, an outdoor pavilion, beside a beautiful heated pool. The low monthly HOA fee covers water, trash, lawn care, common area upkeep, and road maintenance. The purchase price does not include the $20,285 buy-in share and bond, which is fully refundable upon sale. Please contact us to schedule your private showing.
Facts
- Property type
- Manufactured Home
- Year built
- 1994
- Bathrooms
- 2 full
- Living area
- 1,510 sqft
- Lot size
- 0.12 acres
- Waterfront
- Yes · 65 ft
- Water access
- Canal - Brackish, Creek
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Negotiable
- Flood zone
- 9AE
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $2,155/yr
- Monthly fees
- $268/mo
- Listed
- Aug 24, 2026
- MLS #
- C7530040
Virtual tours
- Matterport 3-D tourmy.matterport.com
- Virtual tourvideotour.aiView the virtual tour(opens videotour.ai in a new tab)
Opens videotour.ai in a new tab.
Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 39 EMDEN CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,497
$1,760 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,760
- Property taxes
- $180
- Homeowners insurance
- $290
- Flood insurance
- $0
- HOA / condo fees
- $268
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,497
Over the life of the loan
- Loan amount
- $278,400
- Down payment
- $69,600
- Total interest
- $355,084
- Principal + interest paid
- $633,484
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
39 Emden Cir, Punta Gorda, FL 33950
Listing courtesy of SELLSTATE VISION REALTY · MLS# C7530040 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Punta Gorda
Want an email when homes like this list?
New Punta Gorda listings with at least 2 bedrooms up to $435,000. Free, and you can stop any time.



