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Lasbury Tracy Realty Inc
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$395,000

Active

3900 Palm Dr, Punta Gorda, FL 33950

3 beds Β· 2 baths Β· 1,901 sq ft

Listing courtesy of RE/MAX ALLIANCE GROUP Β· MLS# C7527226

129 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • screened lanai
  • split bedroom floor plan
  • tray ceiling
  • dual sinks
  • garden tub
  • walk-in shower
  • two walk-in closets

AI-selected highlights from the listing description below.

Impressive 3 Bedroom, 2 Bathroom home with attached 2 Car Garage in Punta Gorda. This light and bright home offers an open and split bedroom floor plan with a Great Room, separate Dining Room, well equipped kitchen, laundry room with washer and dryer and screened Lanai. The Great Room has tile flooring, tray ceiling, sliding glass doors to the Lanai and opens to the Kitchen. There is a large window in the Dining Room. The Kitchen features wood cabinets, stone counters, pantry closet, breakfast bar, dining area with sliding glass doors to the Lanai and stainless appliances. Appliances include: French door refrigerator, built in microwave, oven/range and dishwasher. The Master Bedroom suite has two walk in closets, Lanai access via sliding glass doors and private bathroom with dual sinks, stone counters, garden tub and walk in shower. There are two additional bedrooms and the guest bathroom has a tub/shower combination. The large screened lanai overlooks the spacious backyard perfect for your family and pets. Other features include double door entry with transom window. open front porch, tile floors throughout the living areas and carpet in the bedrooms. Convenient to to shopping, dining, events and more!

Facts

Property type
Single Family Residence
Year built
2022
Bathrooms
2 full
Living area
1,901 sqft
Lot size
0.23 acres
Private pool
No
Exposure
West
Furnished
Unfurnished
Flood zone
9AE
CDD
No
55+ community
No
Annual taxes
$5,395/yr
Listed
Jun 21, 2026
MLS #
C7527226

Price & status history

  1. Listed for $430,000
  2. Price reduced to $395,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 3900 PALM DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$2,776

$1,997 of that is principal & interest. 28% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,997
Property taxes
$450
Homeowners insurance
$329
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$2,776

Over the life of the loan

Loan amount
$316,000
Down payment
$79,000
Total interest
$403,041
Principal + interest paid
$719,041
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

3900 Palm Dr, Punta Gorda, FL 33950

Listing courtesy of RE/MAX ALLIANCE GROUP Β· MLS# C7527226 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]