$499,900
Active3936 la Costa Island Ct, Punta Gorda, FL 33950
0.22 acre lot
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7529555
75 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Waterfront lot
- Sailboat access
- 80 feet water frontage
- Public water and sewer
- Adjacent lot available
- 160 feet combined frontage
- Charlotte Harbor access
- Golf course proximity
AI-selected highlights from the listing description below.
PGI WATERFRONT LOT W/SAILBOAT ACCESS + ADJACENT LOT ALSO AVAILABLE! Build your dream home on this vacant, waterfront lot in Punta Gorda Isles & start enjoying the Florida waterfront lifestyle. Lot dimensions are 80x120x80x120 w/80 FT OF WATER FRONTAGE plus public water & sewer available. Boaters have TWO OPTIONS for reaching Charlotte Harbor - head out through Buckley's Pass or enjoy a leisurely cruise around the perimeter canal to Ponce Outlet. From there, head out to Charlotte Harbor & beyond to enjoy some of the best fishing & boating SW Florida has to offer. Property is surrounded by a mix of established homes & newer, custom-built homes. Add your own custom home to the neighborhood & design it around the lifestyle you've been dreaming about - complete w/the outdoor living space, pool & dock setup that works for you. Ready to build? Start planning your waterfront home today. Not ready yet? BUY NOW & HOLD FOR THE FUTURE as vacant waterfront lots in Punta Gorda Isles become increasingly difficult to find. WANT MORE SPACE, PRIVACY OR WATER FRONTAGE? The ADJACENT WATERFRONT LOT (#12) IS AVAILABLE FOR SALE SEPARATELY. Purchase both properties to create a rare double lot w/approximately 160 FT OF WATER FRONTAGE. Build across both lots for a larger home OR build on one & keep the neighboring lot open for additional privacy, extra waterfront space & a separate investment for the future. Owning both gives you the flexibility to decide what works best for you now while preserving options down the road. Located near St Andrews South Golf Club, this property puts two of Punta Gorda's favorite pastimes within easy reach. Enjoy a morning round of golf before returning home to head out on the boat for an afternoon on Charlotte Harbor. Punta Gorda Isles also offers miles of sidewalks connecting you to nearby parks, Fishermen's Village & historic downtown Punta Gorda. This property offers plenty of possibilities. Own your piece of paradise today!
Facts
- Property type
- Land
- Lot size
- 0.22 acres
- Waterfront
- Yes · 80 ft
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean, River
- Water view
- Yes
- Exposure
- Northwest
- Flood zone
- AE
- Annual taxes
- $6,987/yr
- Listed
- Aug 14, 2026
- MLS #
- C7529555
Virtual tour
- Virtual tourview.paradym.comView the virtual tour(opens view.paradym.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3936 LA COSTA ISLAND CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,527
$2,528 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,528
- Property taxes
- $582
- Homeowners insurance
- $417
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,527
Over the life of the loan
- Loan amount
- $399,920
- Down payment
- $99,980
- Total interest
- $510,076
- Principal + interest paid
- $909,996
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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3936 la Costa Island Ct, Punta Gorda, FL 33950
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7529555 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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