$185,000
Active3966 Mediterranea Cir #421, Sarasota, FL 34233
3 beds · 2 baths · 1,212 sq ft
Listing courtesy of REALTY SERVICES INC · MLS# A4693807
166 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- gated enclave
- screened lanai
- private master bath
- walk-in shower
- green space view
- pets allowed
AI-selected highlights from the listing description below.
This is cute upstairs property is tucked away from the hustle and bustle of noisy traffic but yet close to shopping, beaches and great dining spots. The three bedroom two bath upstairs property is situated in the gated enclave of Mediterranea Garden Homes. The foyer opens to a large great room perfect for living and dining with glass sliding doors at the rear of the room that give access to a screened lanai overlooking a quiet green space. The property features all new carpet throughout the living areas with tile in the kitchen and baths. The kitchen is nicely designed with generous counter space for easy meal preparation. Master bedroom has its own private bath with walk in shower; guest bath offers a tub/shower and is convenient to both guest bedrooms. Side by side washer and dryer are located in hall laundry closet. Perfect property for a year-round or "seasonal" home or an investment rental property. Association's rules and Regulations allow small pets with approval. The property is sold "As Is", please provide proof of funds or pre-approval letter. Room measurements are approximates should be verified by the buyer.
Facts
- Property type
- Condominium
- Year built
- 2005
- Bathrooms
- 2 full
- Living area
- 1,212 sqft
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,585/yr
- Monthly fees
- $586/mo
- Listed
- May 15, 2026
- MLS #
- A4693807
Price & status history
- Listed for $205,000
- Price reduced to $190,000from $195,000
- Price reduced to $185,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3966 MEDITERRANEA CIR #421. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,937
$935 of that is principal & interest. 52% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $935
- Property taxes
- $215
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $586
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,937
Over the life of the loan
- Loan amount
- $148,000
- Down payment
- $37,000
- Total interest
- $188,766
- Principal + interest paid
- $336,766
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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3966 Mediterranea Cir #421, Sarasota, FL 34233
Listing courtesy of REALTY SERVICES INC · MLS# A4693807 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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