$313,000
Active3987 River Bank Way, Port Charlotte, FL 33980
3 beds · 2 baths · 1,978 sq ft
Listing courtesy of BEYCOME OF FLORIDA LLC · MLS# O6435072
70 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- lush greenery
- spacious outdoor area
- large windows
- no flood zone
- Ian damage-free
AI-selected highlights from the listing description below.
Virtually Staged. Welcome to 3987 River Bank Way, in the active community of River Club, Charlotte Harbor, Punta Gorda, Fl. Exterior of home has partial stone facade, landscaped with palm trees, and lighting. Then entrance foyer takes you to a large bright great room, with a wall for a large screen tv. The open floor plan has a spacious cabinet-filled kitchen with 10 ft island and pantry. No shortage of storage space! The dining area will easily accommodate seating for 10 for those special celebrations. The two guest bedrooms share a bathroom with tub and shower. The primary has a walk in closet; adjoined by bath with walk in shower and convenient make up vanity. The flex room can be used as accommodates your life style. This is a move in home. There is a fully equipped laundry room. The entrance and lanai are screened. The backyard is fenced. Security system in place. River Club amenities include playground, gym, heated pool and social activities. Homeowners are provided lawn maintenance and irrigation. Your New Home awaits. No flood insurance required. This home is NOT in FEMA flood zone.
Facts
- Property type
- Single Family Residence
- Year built
- 2017
- Bathrooms
- 2 full
- Living area
- 1,978 sqft
- Lot size
- 0.15 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,735/yr
- Monthly fees
- $389/mo
- Listed
- Aug 19, 2026
- MLS #
- O6435072
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3987 RIVER BANK WAY. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,627
$1,583 of that is principal & interest. 40% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,583
- Property taxes
- $395
- Homeowners insurance
- $261
- Flood insurance
- $0
- HOA / condo fees
- $389
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,627
Over the life of the loan
- Loan amount
- $250,400
- Down payment
- $62,600
- Total interest
- $319,371
- Principal + interest paid
- $569,771
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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3987 River Bank Way, Port Charlotte, FL 33980
Listing courtesy of BEYCOME OF FLORIDA LLC · MLS# O6435072 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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