$899,999
Active40 Sandy Cove Rd #4C, Sarasota, FL 34242
3 beds · 2 baths · 1,765 sq ft
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# A4711818
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
PRIVATE DEEDED BEACH ACCESS . . . WALK TO SIESTA KEY VILLAGE . . . TRANQUIL POND VIEWS . . . Enjoy the island lifestyle and vibrant charm of Siesta Key in this exceptional location. Tucked away on a peaceful cul-de-sac, this updated three-bedroom, two bath townhome offers a rare combination of indoor-outdoor living. At the heart of the home is an open-air atrium bringing natural light into the surrounding interiors. Imagine enjoying your morning coffee or dinner beneath the stars. The galley kitchen, opened up in 2016, connects with the courtyard and features newer appliances. Beyond the living spaces, a covered lakeside terrace offers a beautiful place to unwind, with tropical landscaping and reflections across the water. The entire upper level is devoted to the primary suite, providing a spacious retreat with a redesigned bath featuring a freestanding soaking tub and shower. Sliding glass doors from both the bedroom and bathroom open to one of many outdoor decks. Multiple balconies and a sun deck offer additional spaces to relax and enjoy the surroundings. Recent improvements include a new roof in 2025; tile flooring, a four-ton HVAC system and air handler, a water heater, and a tankless hot-water unit serving the primary bathroom. Additional updates include recently replaced upstairs windows, hurricane-rated sliding glass doors installed approximately four years ago, new toilets, and a new downstairs bath vanity. In-unit laundry, ample storage, a one-car garage, and additional parking add everyday convenience, while beautiful landscaping, outdoor uplighting and irrigation complement the outdoor setting. Sandy Cove’s private deeded beach and fishing pier bring the waterfront experience close to home, while the restaurants, boutiques, and local flavor of Siesta Key Village are an easy walk away. From quiet mornings beside the pond to evenings in the Village, this residence offers a distinctive and personal way to experience life on Siesta Key. All information provided by the sellers is deemed reliable but is not guaranteed. Buyers are encouraged to verify all information independently.
Facts
- Property type
- Townhouse
- Year built
- 1968
- Bathrooms
- 2 full
- Living area
- 1,765 sqft
- Lot size
- 7.06 acres
- Water access
- Beach, Gulf/Ocean, Lake
- Water view
- Yes
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,488/yr
- Monthly fees
- $1,837/mo
- Listed
- Nov 4, 2026
- MLS #
- A4711818
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 40 SANDY COVE RD #4C. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$7,429
$4,551 of that is principal & interest. 39% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,551
- Property taxes
- $291
- Homeowners insurance
- $750
- Flood insurance
- $0
- HOA / condo fees
- $1,837
- Mortgage insurance (PMI)
- $0
- Total per month
- $7,429
Over the life of the loan
- Loan amount
- $719,999
- Down payment
- $180,000
- Total interest
- $918,319
- Principal + interest paid
- $1,638,318
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
40 Sandy Cove Rd #4C, Sarasota, FL 34242
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# A4711818 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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