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$199,500

Active

4000 Bal Harbor Blvd #124, Punta Gorda, FL 33950

2 beds · 2 baths · 1,110 sq ft

Listing courtesy of MARINA PARK REALTY LLC · MLS# C7508464

562 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Waterfront location
  • Boat slips available
  • Golf course proximity
  • Waterway views
  • Frameless glass shower doors
  • Dedicated laundry room
  • Heated community pool
  • Tennis courts

AI-selected highlights from the listing description below.

TURNKEY READY – HOA DECREASED TO $563 MONTHLY! Come live and play at Spinnaker Point! With BRAND-NEW PICKLEBALL COURTS and available dock space, you can start your day with a friendly game of pickleball and end it with a sunset cruise! This second-floor waterfront 2-bedroom, 2-bath condo is located in the desirable waterfront community of Spinnaker Point in Punta Gorda Isles, offering quick boating access to beautiful Charlotte Harbor and beyond to the Gulf. Boat slips are available on a first-come, first-served basis, and St. Andrews Golf Course is conveniently located just across the street. Enjoy beautiful waterway views from your private lanai while watching the abundant waterfowl and wildlife. Inside, the residence features a bright, open floor plan with recessed lighting, decorative light and fan fixtures, decorative cornices at the windows, a combination of tile and plush carpeting, and sliding glass doors from both the living area and primary bedroom to the balcony. Open the sliders and bring the outdoors in for a true Florida lifestyle. The kitchen is equipped with a suite of modern appliances, raised-panel wood cabinetry, granite countertops, subway tile backsplash, pantry, and a breakfast bar overlooking the main living area for easy entertaining. The owner’s suite features a large walk-in closet, private balcony access, and an updated en suite bath with a walk-in shower and sliding frameless glass doors. The guest bedroom offers a spacious built-in closet with convenient access to the full guest bathroom. Additional features include a dedicated laundry room with washer and dryer, NEW ROOF IN 2023, A/C 2019, WATER HEATER 2021, a storage closet off the balcony, and water and sewer included in the $563 monthly condo fee. Spinnaker Point offers beautifully maintained grounds, brand-new pickleball courts, tennis courts, and a heated community pool overlooking the waterway. With boating, golf, shopping, dining, beaches, waterfront parks, walking and biking trails, picnic areas, and public boat ramps nearby, this location makes it easy to enjoy everything Southwest Florida has to offer. Historic Downtown Punta Gorda and popular Fishermen’s Village, with its waterfront dining, shops, and entertainment, are also nearby. Convenient access to I-75 makes travel to Fort Myers and Naples to the south and Sarasota and Tampa to the north easy. Quiet waterfront living, boating access, golf across the street, and resort-style amenities—come live and play at Spinnaker Point and enjoy the Punta Gorda lifestyle! **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

Facts

Property type
Condominium
Year built
1989
Bathrooms
2 full
Living area
1,110 sqft
Lot size
0.03 acres
Waterfront
Yes
Water access
Bay/Harbor, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, River
Water view
Yes
Private pool
No
Exposure
South
Furnished
Furnished
Flood zone
9AE
CDD
No
55+ community
No
Annual taxes
$4,046/yr
Monthly fees
$563/mo
Listed
Apr 14, 2025
MLS #
C7508464

Price & status history

  1. Listed for $250,000
  2. Price reduced to $199,500from $215,000

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 4000 BAL HARBOR BLVD #124. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$2,109

$1,009 of that is principal & interest. 52% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,009
Property taxes
$337
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$563
Mortgage insurance (PMI)
$0
Total per month
$2,109

Over the life of the loan

Loan amount
$159,600
Down payment
$39,900
Total interest
$203,561
Principal + interest paid
$363,161
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

4000 Bal Harbor Blvd #124, Punta Gorda, FL 33950

Listing courtesy of MARINA PARK REALTY LLC · MLS# C7508464 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]