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$250,000

Active

4000 Bal Harbor Blvd #223, Punta Gorda, FL 33950

2 beds Β· 2 baths Β· 1,110 sq ft

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7526925

145 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Waterfront community
  • Canal views
  • Boat dockage
  • Screened lanai
  • 12.5 ft ceilings
  • Heated pool
  • Tennis court
  • Walk-in closet

AI-selected highlights from the listing description below.

Spinnaker Point is one of the most sought after condominium developments in the boating and golf community of Punta Gorda Isles. As a pristinely maintained and well managed development, Spinnaker Point offers the homeowner a very affordable way to enjoy the active Florida lifestyle you’ve always envisioned for yourself. Within this waterfront community is a meticulously maintained, turn-key, condominium that shows a welcoming pride of ownership once you enter through the front door. Soaring ceilings reaching almost 12.5 ft. in height are captivating and enhance the open living area. A spacious kitchen, large enough to host events for your friends has been updated, featuring shaker style wood cabinetry that is complimented by the clean lines of rich granite counters, stainless steel appliances and matching hardware. Subtle architectural details to display your decorative accessory pieces further enhance this culinary focal point of the home. A breakfast bar transitions to the dining and living room area providing space to display your favorite culinary dishes, or just to enjoy simple casual dining. The living room is deceptively spacious and is further enhanced by sliding glass doors that open to a screened in covered lanai that overlooks the tranquil canal waters and dockage below. The bedroom suites offer a peaceful ambiance of their own with the primary bedroom featuring an en suite bath with updates and a walk-in closet. A friendly community offering a heated pool, tennis court and dock space for your boat on a first come first serve basis with the HOA fee including water and trash. Envision yourself boating from your own backyard to the expansive waters of Charlotte Harbor and the gulf islands beyond. Within a short drive to golf, a host of area waterfront parks and trails, downtown shops, restaurants, year-round farmer’s markets and the famed Fisherman’s Village, you couldn’t ask for a more affordable way to enjoy all the Florida lifestyle has to offer whether as a winter getaway, or to enjoy year-round. Turn-key, excluding some personal items, this is a piece of paradise you’ll be proud to call β€œHome.”

Facts

Property type
Condominium
Year built
1989
Bathrooms
2 full
Living area
1,110 sqft
Lot size
0.03 acres
Waterfront
Yes Β· 1,500 ft
Water access
Bay/Harbor, Canal - Brackish, Canal - Saltwater, Gulf/Ocean to Bay, River
Water view
Yes
Private pool
No
Exposure
South
Furnished
Turnkey
Flood zone
9AE
CDD
No
55+ community
No
Annual taxes
$2,306/yr
Monthly fees
$563/mo
Listed
Jun 5, 2026
MLS #
C7526925

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 4000 BAL HARBOR BLVD #223. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$2,228

$1,264 of that is principal & interest. 43% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,264
Property taxes
$192
Homeowners insurance
$208
Flood insurance
$0
HOA / condo fees
$563
Mortgage insurance (PMI)
$0
Total per month
$2,228

Over the life of the loan

Loan amount
$200,000
Down payment
$50,000
Total interest
$255,089
Principal + interest paid
$455,089
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

4000 Bal Harbor Blvd #223, Punta Gorda, FL 33950

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7526925 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:07 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]