$250,000
Active4000 Bal Harbor Blvd #223, Punta Gorda, FL 33950
2 beds Β· 2 baths Β· 1,110 sq ft
Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7526925
145 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Waterfront community
- Canal views
- Boat dockage
- Screened lanai
- 12.5 ft ceilings
- Heated pool
- Tennis court
- Walk-in closet
AI-selected highlights from the listing description below.
Spinnaker Point is one of the most sought after condominium developments in the boating and golf community of Punta Gorda Isles. As a pristinely maintained and well managed development, Spinnaker Point offers the homeowner a very affordable way to enjoy the active Florida lifestyle youβve always envisioned for yourself. Within this waterfront community is a meticulously maintained, turn-key, condominium that shows a welcoming pride of ownership once you enter through the front door. Soaring ceilings reaching almost 12.5 ft. in height are captivating and enhance the open living area. A spacious kitchen, large enough to host events for your friends has been updated, featuring shaker style wood cabinetry that is complimented by the clean lines of rich granite counters, stainless steel appliances and matching hardware. Subtle architectural details to display your decorative accessory pieces further enhance this culinary focal point of the home. A breakfast bar transitions to the dining and living room area providing space to display your favorite culinary dishes, or just to enjoy simple casual dining. The living room is deceptively spacious and is further enhanced by sliding glass doors that open to a screened in covered lanai that overlooks the tranquil canal waters and dockage below. The bedroom suites offer a peaceful ambiance of their own with the primary bedroom featuring an en suite bath with updates and a walk-in closet. A friendly community offering a heated pool, tennis court and dock space for your boat on a first come first serve basis with the HOA fee including water and trash. Envision yourself boating from your own backyard to the expansive waters of Charlotte Harbor and the gulf islands beyond. Within a short drive to golf, a host of area waterfront parks and trails, downtown shops, restaurants, year-round farmerβs markets and the famed Fishermanβs Village, you couldnβt ask for a more affordable way to enjoy all the Florida lifestyle has to offer whether as a winter getaway, or to enjoy year-round. Turn-key, excluding some personal items, this is a piece of paradise youβll be proud to call βHome.β
Facts
- Property type
- Condominium
- Year built
- 1989
- Bathrooms
- 2 full
- Living area
- 1,110 sqft
- Lot size
- 0.03 acres
- Waterfront
- Yes Β· 1,500 ft
- Water access
- Bay/Harbor, Canal - Brackish, Canal - Saltwater, Gulf/Ocean to Bay, River
- Water view
- Yes
- Private pool
- No
- Exposure
- South
- Furnished
- Turnkey
- Flood zone
- 9AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,306/yr
- Monthly fees
- $563/mo
- Listed
- Jun 5, 2026
- MLS #
- C7526925
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 4000 BAL HARBOR BLVD #223. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$2,228
$1,264 of that is principal & interest. 43% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,264
- Property taxes
- $192
- Homeowners insurance
- $208
- Flood insurance
- $0
- HOA / condo fees
- $563
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,228
Over the life of the loan
- Loan amount
- $200,000
- Down payment
- $50,000
- Total interest
- $255,089
- Principal + interest paid
- $455,089
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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4000 Bal Harbor Blvd #223, Punta Gorda, FL 33950
Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7526925 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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