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Lasbury Tracy Realty Inc
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$445,000

Pending

401 N Point Rd #303, Osprey, FL 34229

3 beds Β· 3 baths Β· 2,203 sq ft

Listing courtesy of COLDWELL BANKER REALTY Β· MLS# A4706051

5 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Nestled above the treetops, this beautiful 3 bedroom, 3 bath condo offers the unique feature of an added office/den, making it truly a place to live, work and play on the gorgeous Gulf Coast of Florida. The updated kitchen combines functionality with beauty. Opening to the great room and dining area, it allows you to visit with your guests as you prepare a meal using all the stainless-steel Kitchen Aid appliances. The breakfast bar is a comfortable place for a causal breakfast or use the adjoining dining area, large enough to accommodate a table for more formal meals. The main living area provides a delightful aesthetic, with new flooring, custom lighting and a soft wall pallet. Add the view of the preserve past the private, screened balcony and you will get the peaceful, easy feeling you associate with luxury living. The quality and beauty of the updates continue throughout the master suite and guest bedrooms, baths and office/den. Even the laundry room is a thing of beauty! There are so many incredible touches (custom paint, ceiling fans, plantation shutters, tray ceilings, and incredible bathrooms to name a few) in this residence, you truly must see it to appreciate all it has to offer! Want to enjoy the Florida sunshine? You can walk to the Meridian residents-only pool and spa. Here you will also find an outdoor kitchen and workout room. As members of The Oaks Club, you also can take advantage of all its amenities; two 18-hole championship golf courses, 12 HAR-TRU tennis courts maintained to tournament standards, 4 of which are lighted, bocce and pickle ball courts, a junior Olympic community pool, state-of-the-art WellFit fitness center, and a wide variety of dining, recreational and social offerings. Club membership is required and there is currently no waiting list for either Golf or Sports/Social membership.

Facts

Property type
Condominium
Year built
2003
Bathrooms
3 full
Living area
2,203 sqft
Private pool
No
Exposure
Southeast
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$4,540/yr
Monthly fees
$2,027/mo
Listed
Sep 15, 2026
MLS #
A4706051

Price & status history

  1. Listed for $425,000
  2. Price increased to $445,000
  3. Status changed to Pending

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 401 N POINT RD #303. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$5,026

$2,250 of that is principal & interest. 55% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,250
Property taxes
$378
Homeowners insurance
$371
Flood insurance
$0
HOA / condo fees
$2,027
Mortgage insurance (PMI)
$0
Total per month
$5,026

Over the life of the loan

Loan amount
$356,000
Down payment
$89,000
Total interest
$454,058
Principal + interest paid
$810,058
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

401 N Point Rd #303, Osprey, FL 34229

Listing courtesy of COLDWELL BANKER REALTY Β· MLS# A4706051 Β· Pending

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]