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Lasbury Tracy Realty Inc
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$395,777

Active

4054 River Bank Way, Port Charlotte, FL 33980

4 beds · 3 baths · 2,466 sq ft

Listing courtesy of COMPASS FLORIDA, LLC · MLS# A4707652

30 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Welcome to this beautifully appointed home located in the desirable River Club community of Punta Gorda. Offering over 2,400 square feet of living space, this residence features an open-concept design enhanced with upscale finishes and a functional layout ideal for both everyday living and entertaining. Step inside to find a spacious great room with abundant natural light, complemented by elegant interior details and upgraded finishes throughout. The gourmet kitchen showcases solid wood cabinetry, solid surface countertops, and ample prep space, seamlessly flowing into the main living and dining areas. The primary suite offers a private retreat with a walk-in closet and a well-appointed en-suite bath designed for comfort and convenience. A split-bedroom floor plan provides added privacy, along with a versatile den perfect for a home office or flex space. Step outside to your private outdoor living area featuring a fully equipped outdoor kitchen—ideal for entertaining and enjoying Florida living year-round. Situated on a premium corner lot, the property provides additional space and a sense of privacy. Additional highlights include a 3-car garage, indoor laundry room, and access to River Club’s gated amenities, including a community pool and fitness center. Conveniently located near shopping, dining, and major roadways, this home blends comfort, style, and location.

Facts

Property type
Single Family Residence
Year built
2014
Bathrooms
3 full
Living area
2,466 sqft
Lot size
0.28 acres
Private pool
No
Exposure
North
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$3,548/yr
Monthly fees
$328/mo
Listed
Sep 28, 2026
MLS #
A4707652

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 4054 RIVER BANK WAY. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$2,955

$2,001 of that is principal & interest. 32% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,001
Property taxes
$296
Homeowners insurance
$330
Flood insurance
$0
HOA / condo fees
$328
Mortgage insurance (PMI)
$0
Total per month
$2,955

Over the life of the loan

Loan amount
$316,622
Down payment
$79,155
Total interest
$403,834
Principal + interest paid
$720,456
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

4054 River Bank Way, Port Charlotte, FL 33980

Listing courtesy of COMPASS FLORIDA, LLC · MLS# A4707652 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]