$269,000
Active4075 Drance St, Punta Gorda, FL 33980
2 beds · 2 baths · 1,495 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4687685
216 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Move in Ready at a fantastic price ! Discover one of Punta Gorda's best values—over 2,000 square feet, fully furnished, in a private 55+ maintenance-free community of just nine homes! Sold fully furnished and move-in ready, this beautifully updated,brand new and rebuilt home offers a rare combination of space, privacy, and convenience just minutes from Punta Gorda's waterfront, shopping, dining, and boating. Step inside to discover a bright, open floor plan featuring luxury vinyl flooring, abundant natural light, neutral finishes, and spacious living and dining areas designed for comfortable everyday living and entertaining. The highlight of the home is the fully air-conditioned Florida Room, providing additional year-round living space and bringing the total living area to approximately 2,015 square feet. Outside, you'll appreciate the oversized driveway and spacious lot with room for a boat, RV, or extra parking—an uncommon feature in many maintenance-free communities. Recent improvements provide peace of mind and include a new roof, PGT impact windows, updated luxury vinyl flooring, freshly painted interior, newer A/C system (approximately 5–6 years), newer water heater (approximately 5–6 years), and a newly enclosed Florida Room with its own dedicated air-conditioning unit. Residents enjoy a beautifully updated community pool and the ease of low-maintenance living. The seller is also including a one-year home warranty, making this home an exceptional opportunity for seasonal or full-time Florida living.
Facts
- Property type
- Single Family Residence
- Year built
- 1973
- Bathrooms
- 2 full
- Living area
- 1,495 sqft
- Lot size
- 0.28 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $3,157/yr
- Monthly fees
- $140/mo
- Listed
- Mar 25, 2026
- MLS #
- A4687685
Price & status history
- Listed for $299,000
- Price reduced to $269,000from $284,900
Virtual tour
- Video tour on Vimeoplayer.vimeo.com
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4075 DRANCE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,987
$1,360 of that is principal & interest. 32% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,360
- Property taxes
- $263
- Homeowners insurance
- $224
- Flood insurance
- $0
- HOA / condo fees
- $140
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,987
Over the life of the loan
- Loan amount
- $215,200
- Down payment
- $53,800
- Total interest
- $274,476
- Principal + interest paid
- $489,676
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
4075 Drance St, Punta Gorda, FL 33980
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4687685 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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