$350,000
Active41 Pelton Cir, Port Charlotte, FL 33954
4 beds · 2 baths · 2,213 sq ft
Listing courtesy of DELERME REALTY LLC · MLS# C7528821
49 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Move-in ready and beautifully maintained! This charming single-family home features 3 spacious bedrooms and 2 full bathrooms, offering comfort, functionality, and peace of mind. Enjoy the benefit of a new roof, a full formal dining room perfect for entertaining, and a thoughtfully designed layout ideal for everyday living. Located in a quiet subdivision, this home provides the perfect balance of comfort and convenience. Pride of ownership is evident throughout, making this a truly turn-key opportunity for buyers seeking a warm and welcoming place to call home.
Facts
- Property type
- Single Family Residence
- Year built
- 2005
- Bathrooms
- 2 full
- Living area
- 2,213 sqft
- Lot size
- 0.36 acres
- Private pool
- No
- Exposure
- Northeast
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,967/yr
- Listed
- Sep 8, 2026
- MLS #
- C7528821
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 41 PELTON CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,225
$1,770 of that is principal & interest. 20% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,770
- Property taxes
- $164
- Homeowners insurance
- $292
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,225
Over the life of the loan
- Loan amount
- $280,000
- Down payment
- $70,000
- Total interest
- $357,125
- Principal + interest paid
- $637,125
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
41 Pelton Cir, Port Charlotte, FL 33954
Listing courtesy of DELERME REALTY LLC · MLS# C7528821 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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