$299,000
Active410 W Grace St, Punta Gorda, FL 33950
3 beds · 1.5 baths · 1,176 sq ft
Listing courtesy of MARINA PARK REALTY LLC · MLS# C7529926
64 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. Welcome to 410 W Grace Street, a fully renovated 3-bedroom, 1.5-bath home ideally located in the Historic District of Punta Gorda, offering an inviting combination of updated living spaces, a convenient location, and exceptional outdoor potential. Just minutes from historic downtown Punta Gorda, Fishermen’s Village, waterfront parks, restaurants, shopping, and entertainment, this home puts some of the area’s most popular destinations within easy reach. Inside, the home has been thoughtfully updated with a fresh, modern feel. The bright and welcoming interior features wood-look flooring throughout, neutral finishes, recessed lighting, and abundant natural light. The spacious living and dining areas flow comfortably into the updated kitchen, creating an easy layout for everyday living and entertaining. The kitchen features crisp white cabinetry, quartz-style countertops, stainless steel appliances, subway tile backsplash, and a contrasting center island offering additional prep space and storage. The home includes three bedrooms, providing flexibility for guests, a home office, or additional living space, along with one full bathroom and a convenient half bath. Recent improvements include new impact windows and a newer metal roof, adding value and peace of mind. Outside is where this property offers even more possibilities. The exceptionally large backyard provides an impressive amount of open space and serves as a blank canvas for creating your ideal Florida outdoor retreat. Rear alley access adds additional versatility, with potential space for a pool, detached garage, workshop, additional parking, or an accessory dwelling unit (ADU), subject to applicable zoning and permitting requirements. A spacious wood deck provides an inviting spot for outdoor seating, grilling, or entertaining while overlooking the tropical surroundings. With its renovated interior, impact windows, newer metal roof, expansive yard, rear alley access, and desirable location in Punta Gorda’s Historic District, 410 W Grace Street offers a unique opportunity to enjoy updated Florida living close to downtown and the waterfront.
Facts
- Property type
- Single Family Residence
- Year built
- 1955
- Bathrooms
- 1 full, 1 half
- Living area
- 1,176 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,495/yr
- Listed
- Aug 25, 2026
- MLS #
- C7529926
Price & status history
- Listed for $314,900
- Price reduced to $309,000
- Price reduced to $299,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 410 W GRACE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,886
$1,512 of that is principal & interest. 20% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,512
- Property taxes
- $125
- Homeowners insurance
- $249
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,886
Over the life of the loan
- Loan amount
- $239,200
- Down payment
- $59,800
- Total interest
- $305,086
- Principal + interest paid
- $544,286
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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410 W Grace St, Punta Gorda, FL 33950
Listing courtesy of MARINA PARK REALTY LLC · MLS# C7529926 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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