$19,000
Active4103 Gallo St, Port Charlotte, FL 33948
0.23 acre lot
Listing courtesy of CAPECORALLOTS.COM · MLS# A4695759
148 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Gulf Coast beach access
- golf courses nearby
- boating and fishing
- multiple lots available
- bundle pricing negotiable
AI-selected highlights from the listing description below.
Build your Florida dream home on this beautiful homesite located at 4103 Gallo St in the heart of Port Charlotte. Situated in a growing area surrounded by newer homes and ongoing development, this property offers the perfect blend of privacy, convenience, and investment potential. Enjoy easy access to shopping, restaurants, golf courses, parks, boating, fishing, and the stunning Gulf Coast beaches that make Southwest Florida so desirable. Whether you’re looking to build now, invest for the future, or secure a seasonal retreat, this property presents an outstanding opportunity in a rapidly expanding community. As an added bonus, the seller also has 14 additional lots available and is willing to negotiate attractive bundle pricing for buyers interested in multiple properties.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- AE
- Annual taxes
- $1,053/yr
- Listed
- May 26, 2026
- MLS #
- A4695759
Price & status history
- Listed for $19,900
- Price reduced to $19,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4103 GALLO ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$384
$96 of that is principal & interest. 75% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $96
- Property taxes
- $88
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $384
Over the life of the loan
- Loan amount
- $15,200
- Down payment
- $3,800
- Total interest
- $19,387
- Principal + interest paid
- $34,587
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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4103 Gallo St, Port Charlotte, FL 33948
Listing courtesy of CAPECORALLOTS.COM · MLS# A4695759 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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