$450,000
Active4108 Prescott St, Sarasota, FL 34232
3 beds · 2 baths · 1,581 sq ft
Listing courtesy of EXP REALTY LLC · MLS# A4698201
124 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- no HOA fees
- no CDD assessment
- private pool
- boat parking
- RV parking
AI-selected highlights from the listing description below.
Welcome to 4108 Prescott St. This Sarasota pool home gives you something a lot of buyers are searching for: freedom. With no HOA and no CDD, you keep control of your property and more of your monthly budget. No board approvals, no rule books, no added fees on your tax bill. Step out back to your private pool, ready for Florida living year round. There's space to relax, entertain, and cool off on warm afternoons. Inside you'll find 3 bedrooms and 2 bathrooms across 1,581 square feet. The open layout keeps the living, dining, and kitchen areas connected, so the home feels bright and easy to live in. What makes this home stand out: No HOA fees and no CDD assessment Private pool 3 bedrooms, 2 bathrooms 1,581 square feet with an open floor plan Room to park a boat or RV without restrictions Sarasota living with the freedom to make this home your own. Schedule your private showing today.
Facts
- Property type
- Single Family Residence
- Year built
- 1978
- Bathrooms
- 2 full
- Living area
- 1,581 sqft
- Lot size
- 0.17 acres
- Private pool
- Yes
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,058/yr
- Listed
- Jun 25, 2026
- MLS #
- A4698201
Price & status history
- Listed for $475,000
- Price reduced to $450,000
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4108 PRESCOTT ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,822
$2,275 of that is principal & interest. 19% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,275
- Property taxes
- $172
- Homeowners insurance
- $375
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,822
Over the life of the loan
- Loan amount
- $360,000
- Down payment
- $90,000
- Total interest
- $459,160
- Principal + interest paid
- $819,160
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
4108 Prescott St, Sarasota, FL 34232
Listing courtesy of EXP REALTY LLC · MLS# A4698201 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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