$329,900
Active411 E Grace St, Punta Gorda, FL 33950
3 beds · 2 baths · 1,520 sq ft
Listing courtesy of FLORIDA LIFE TEAM LLC · MLS# OM735041
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. This 3 bedroom, 2 bathroom home has undergone complete renovation. The brand new kitchen makes a statement with an oversized island, beautiful quartz countertops, soft close cabinetry, and stainless steel appliances, creating a space that naturally brings everyone together. In the living room, a built in fireplace creates a striking focal point, adding warmth and character to the space. A thoughtfully designed split floor plan offers privacy, while modern LED lighting and carefully selected finishes tie everything together. Outside is where this property truly sets itself apart. The oversized, fully fenced backyard is surrounded by mature landscaping and features a paved entertaining area, gazebo, and storage shed, offering the perfect setting for weekend gatherings, quiet mornings, and everything in between. The home has never flooded and sits near some of Charlotte County’s top schools, with downtown Punta Gorda, Fishermen’s Village, Charlotte Harbor, and nearby boat ramps just minutes away. A home with personality, space to breathe, and all the right details in all the right places.
Facts
- Property type
- Single Family Residence
- Year built
- 1961
- Bathrooms
- 2 full
- Living area
- 1,520 sqft
- Lot size
- 0.35 acres
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,000/yr
- Listed
- Nov 1, 2026
- MLS #
- OM735041
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 411 E GRACE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,193
$1,668 of that is principal & interest. 24% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,668
- Property taxes
- $250
- Homeowners insurance
- $275
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,193
Over the life of the loan
- Loan amount
- $263,920
- Down payment
- $65,980
- Total interest
- $336,615
- Principal + interest paid
- $600,535
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
411 E Grace St, Punta Gorda, FL 33950
Listing courtesy of FLORIDA LIFE TEAM LLC · MLS# OM735041 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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