$4,700,000
Active4127 Gulf of Mexico Dr #N102, Longboat Key, FL 34228
3 beds Β· 3.5 baths Β· 3,521 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# A4680618
264 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Gulf of Mexico views
- Private beach access
- Wraparound terrace with grill
- Private elevator entry
- Built-in wet bar
- Wolf gas cooktop
- Spa-inspired bath
- Heated beachfront pool
AI-selected highlights from the listing description below.
Spectacular Gulf of Mexico views define this exceptional three-bedroom, three-and-a-half-bath residence that lives like a single-family home. A large wraparound terrace with a built-in grill offers seamless indoor-outdoor living, and private steps leading directly to the sandy beach β perfect for sunset entertaining or morning walks along the shore. Enter the home through a private elevator into a formal foyer with double door entry into the residence. The gracious living room is framed by expansive windows showcasing endless water views and exceptional sunsets flowing effortlessly to a built-in wet bar complete with wine refrigerator, ice maker, and a dedicated desk areaβideal for entertaining or casual work-from-home moments. A formal dining room with elegant ceiling detail makes hosting a dinner party a treat. Plantation shutters throughout the residence add a coastal and private touch. The gourmet kitchen is designed for both function and style, offering a large island for gathering, side-by-side Sub-Zero refrigerator and freezer, Wolf gas cooktop, Wolf oven with warming drawer, generous pantry, and a cozy desk area for browsing favorite recipes. A large center island and charming breakfast nook are the perfect spots for morning coffee or casual meals. Adjacent to the kitchen, the inviting keeping room opens to a private east-facing terrace with beautiful sunrise and views of Sarasota Bay. The expansive ownerβs suite is a true retreat, featuring its own breakfast bar with sink and refrigerator for enjoying morning coffee while overlooking the Gulf. Two oversized, custom-built walk-in closets provide exceptional storage. The spa-inspired bath includes double vanities, a glass-enclosed shower, a private water closet with bidet, and refined finishes throughout. Two en-suite guest bedrooms with large custom-built closets open onto a private terrace with views of Sarasota Bay, ensuring comfort and privacy for family and guests alike. This rare beachfront residence combines luxury, privacy, and the ease of coastal living, all with breathtaking views and thoughtfully designed spaces for everyday enjoyment and elegant entertainment. Residents of La Firenza enjoy a boutique, gated setting with private beach access, a heated beachfront pool and spa, fitness facilities and secure garage parking.
Facts
- Property type
- Condominium
- Year built
- 2007
- Bathrooms
- 3 full, 1 half
- Living area
- 3,521 sqft
- Waterfront
- Yes Β· 342 ft
- Water access
- Beach, Gulf/Ocean
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Furnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $30,723/yr
- Monthly fees
- $6,445/mo
- Listed
- Jan 30, 2026
- MLS #
- A4680618
Price & status history
- Listed for $4,900,000
- Price reduced to $4,700,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 4127 GULF OF MEXICO DR #N102. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$36,688
$23,766 of that is principal & interest. 35% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $23,766
- Property taxes
- $2,560
- Homeowners insurance
- $3,917
- Flood insurance
- $0
- HOA / condo fees
- $6,445
- Mortgage insurance (PMI)
- $0
- Total per month
- $36,688
Over the life of the loan
- Loan amount
- $3,760,000
- Down payment
- $940,000
- Total interest
- $4,795,673
- Principal + interest paid
- $8,555,673
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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4127 Gulf of Mexico Dr #N102, Longboat Key, FL 34228
Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# A4680618 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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