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$75,000

Active

4193 Joseph St, Port Charlotte, FL 33948

0.23 acre lot

Listing courtesy of MARINA PARK REALTY LLC · MLS# C7501720

688 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • waterfront lot
  • canal view
  • saltwater canal
  • 40 feet water frontage
  • Charlotte Harbor access
  • wildlife viewing

AI-selected highlights from the listing description below.

Build your dream home on this waterfront lot with long view down canal and overlooking wide turn around basin. Located on a saltwater canal, you have only one bridge to beautiful Charlotte Harbor and then on to the Gulf of Mexico. Great location for the boating and fishing enthusiast. You can spend endless hours enjoying spectacular sunsets or just watching the boats parading up and down the waterway. And enjoy all that mother nature has to offer – watching the wildlife and waterfowl unique to Florida. This parcel has access to public water & sewer, electrical, and cable/internet services; and boasts approximately 40 feet of water frontage. Proximity to other local waterways such as the Peace and Myakka Rivers, local beaches, dining, shopping, and golf courses makes this property ideal for the Florida lifestyle. And you are minutes to downtown Port Charlotte. Quiet waterfront community, yet all amenities and conveniences nearby.

Facts

Property type
Land
Lot size
0.23 acres
Waterfront
Yes · 40 ft
Water access
Bay/Harbor, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway
Water view
Yes
Flood zone
9AE
Annual taxes
$1,001/yr
Listed
Dec 9, 2024
MLS #
C7501720

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 4193 JOSEPH ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$663

$379 of that is principal & interest. 43% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$379
Property taxes
$83
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$663

Over the life of the loan

Loan amount
$60,000
Down payment
$15,000
Total interest
$76,527
Principal + interest paid
$136,527
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

4193 Joseph St, Port Charlotte, FL 33948

Listing courtesy of MARINA PARK REALTY LLC · MLS# C7501720 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:25 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]