$319,000
Active4195 Manatee Ln, Punta Gorda, FL 33980
4 beds · 2 baths · 1,791 sq ft
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7526915
145 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- gated community
- large corner lot
- smart home
- hurricane shutters
- Tommy Bahama backsplash
- community pool
- fitness center
AI-selected highlights from the listing description below.
TREMENDOUS VALUE in this SPACIOUS and like NEW 4-bedroom home in gated community of RIVER CLUB - not in a FLOOD zone and no flood insurance required. You are going to love the LARGE CORNER LOT - providing plenty of space for outdoor activity as you enjoy the covered patio. Step inside this SMART home and you'll be amazed with the designer like touches and a layout that provides large gathering areas in this OPEN FLOOR PLAN and a great layout for the 4 bedrooms. This home is NOT IN A FLOOD ZONE and offers hurricane shutters for protection. The kitchen features QUARTZ counters, Tommy Bahama Backsplash, and STAINLESS STEEL appliances. The kitchen integrates perfectly with the dining room and the large living room - giving you plenty of options for entertainment and/or relaxation. And if you haven't been to RIVER CLUB before - let me just say WELCOME HOME! Community pool, fitness center and a social committee that will keep you active. Pot luck dinners with live music, water aerobics and several clubs to choose from. In addition - River Club is in an ideal location just minutes away from downtown Punta Gorda and their restaurants/shops - and just a couple minutes more to Fisherman's Village. On top of that Sunseeker Resort in nearby Port Charlotte adds other entertainment/dining options. And being near I75 offers you quick access north or south to several other Florida hot spots!! A LIKE-NEW 4-bedroom home with gorgeous fit/finish in a gated community with easy access to local entertainment/restaurants at this PRICE should be at the top of your list!!
Facts
- Property type
- Single Family Residence
- Year built
- 2021
- Bathrooms
- 2 full
- Living area
- 1,791 sqft
- Lot size
- 0.29 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,001/yr
- Monthly fees
- $398/mo
- Listed
- Jun 3, 2026
- MLS #
- C7526915
Price & status history
- Listed for $325,000
- Price reduced to $319,000
Virtual tours
- Video tour on YouTubeyoutu.be
- Video tour on YouTubeyoutu.be
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4195 MANATEE LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,527
$1,613 of that is principal & interest. 36% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,613
- Property taxes
- $250
- Homeowners insurance
- $266
- Flood insurance
- $0
- HOA / condo fees
- $398
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,527
Over the life of the loan
- Loan amount
- $255,200
- Down payment
- $63,800
- Total interest
- $325,494
- Principal + interest paid
- $580,694
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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4195 Manatee Ln, Punta Gorda, FL 33980
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7526915 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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