$299,900
Active4197 River Bank Way, Punta Gorda, FL 33980
5 beds · 3.5 baths · 3,119 sq ft
Open house
- Sun, Nov 1 · 1–3 PM
Listing courtesy of COLDWELL BANKER REALTY · MLS# N6143467
223 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- gated community
- paver driveway
- tile roof
- versatile loft
- dual vanities
- paver patio
- community pool
- fitness center
AI-selected highlights from the listing description below.
Some pictures are virtually staged. Enjoy stylish living in a Gated Community in this beautifully designed and spacious 5-bedroom, 3.5 bath home offering over 3,000 square feet of living space, perfect for comfortable everyday living and entertaining. The paver driveway and tile roof create attractive curb appeal as you arrive. Inside, the first floor features a generous living room, family room, and an open kitchen and dining area, providing plenty of room to gather and relax. Upstairs, you will find five bedrooms, three full bathrooms, and a versatile loft, ideal for a home office, play area, or additional lounge space. The primary suite is a true retreat, featuring two large walk-in closets, dual vanities, two toilets, and a spacious walk-through shower and tub. Step outside to an expansive backyard with a large paver patio and grassy area, perfect for outdoor dining or relaxing. Residents enjoy access to a community pool and fitness center, all within a secure gated entry that adds peace of mind. This home combines space, comfort, and desirable amenities in one inviting package. A/C replaced in 2021, W/H replaced in 2024, Interior painted 2025, Exterior painted 4 years ago. This home is conveniently located near shopping and restaurants, as well as Charlotte Harbor, Fisherman's Village, Sunseeker resort and a nearby hospital. Be sure to make an appointment to see this home. Seller will pay Title Insurance. Seller is in the process of changing flood zone from AE to X through FEMA.
Facts
- Property type
- Single Family Residence
- Year built
- 2007
- Bathrooms
- 3 full, 1 half
- Living area
- 3,119 sqft
- Lot size
- 0.17 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,199/yr
- Monthly fees
- $398/mo
- Listed
- Mar 16, 2026
- MLS #
- N6143467
Price & status history
- Listed for $324,900
- Price reduced to $299,900from $314,900
- Status changed to Active Under Contract
- Status changed to Active
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4197 RIVER BANK WAY. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,598
$1,516 of that is principal & interest. 42% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,516
- Property taxes
- $433
- Homeowners insurance
- $250
- Flood insurance
- $0
- HOA / condo fees
- $398
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,598
Over the life of the loan
- Loan amount
- $239,920
- Down payment
- $59,980
- Total interest
- $306,005
- Principal + interest paid
- $545,925
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
4197 River Bank Way, Punta Gorda, FL 33980
Listing courtesy of COLDWELL BANKER REALTY · MLS# N6143467 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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