$420,000
Active420 Melody Cir, Sarasota, FL 34237
4 beds · 2 baths · 1,416 sq ft
Listing courtesy of PREFERRED SHORE LLC · MLS# A4704470
59 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. This property offers an excellent opportunity to create your dream home just minutes from Downtown Sarasota or transform it into a great investment property for Airbnb or long-term rental income. The home has been completely renovated and is move-in ready, just waiting for its new owner to call this beautiful property home. It features a desirable bedroom layout and a large, private yard with plenty of space for outdoor living and entertaining. Major updates include a roof installed in 2022 and A/C installed in 2018. The seller is offering a $10,000 incentive that can be applied toward the buyer’s closing costs or used to buy down their interest rate. Don’t miss this fantastic opportunity to own a beautifully renovated home in a convenient Sarasota location!
Facts
- Property type
- Single Family Residence
- Year built
- 1974
- Bathrooms
- 2 full
- Living area
- 1,416 sqft
- Lot size
- 0.2 acres
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,475/yr
- Listed
- Aug 29, 2026
- MLS #
- A4704470
Price & status history
- Listed for $490,000
- Price reduced to $465,000
- Price reduced to $420,000
Virtual tour
- Video tour on YouTubeyoutu.be
Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 420 MELODY CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,597
$2,124 of that is principal & interest. 18% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,124
- Property taxes
- $123
- Homeowners insurance
- $350
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,597
Over the life of the loan
- Loan amount
- $336,000
- Down payment
- $84,000
- Total interest
- $428,549
- Principal + interest paid
- $764,549
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
420 Melody Cir, Sarasota, FL 34237
Listing courtesy of PREFERRED SHORE LLC · MLS# A4704470 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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