$299,000
Active Under Contract4226 Frontier Ln #103, Osprey, FL 34229
2 beds · 2 baths · 1,135 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4687965
162 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- hurricane impact windows
- concrete-block construction
- private ground-level garage
- screened-in lanai
- heated pool
- fitness center
- gated community
- no flood insurance required
AI-selected highlights from the listing description below.
Under contract-accepting backup offers. Coastal convenience meets effortless living, just minutes from Siesta Key, America’s #1 beach. Welcome to 4226 Frontier Lane, a beautifully maintained 2-bedroom, 2-bath walk-up condo in the gated community of Bay Street Village, offering exceptional value and an easy Florida lifestyle. Built for peace of mind with hurricane impact windows concrete-block construction. A private ground-level garage provides added convenience and storage. Upstairs, the bright, open-concept floor plan is filled with natural light, creating an inviting space for both everyday living and entertaining. The well-appointed kitchen features 42" cabinetry, granite countertops, stainless steel appliances, and a spacious walk-in pantry, seamlessly flowing into the dining and living areas. Step out onto your large, screened-in lanai to enjoy peaceful mornings or evening cocktails. The generously sized primary suite offers a walk-in closet and an ensuite bath with dual vanities and a tiled walk-in shower. A second bedroom and full bath provide flexibility for guests, a home office, or additional living space. Ideally located in Osprey, between Sarasota and Venice, you’ll enjoy a quiet, tucked-away setting with shopping, dining, and daily conveniences just minutes away. Bay Street Village residents enjoy resort-style amenities including a heated pool, fitness center, and clubhouse. With reasonable HOA fees covering exterior maintenance, roof, water, sewer, and gated access (and no flood insurance required) this is truly low-maintenance ownership at its best. Perfect as a full-time residence, seasonal escape, or investment opportunity this is Florida living, simplified.
Facts
- Property type
- Condominium
- Year built
- 2018
- Bathrooms
- 2 full
- Living area
- 1,135 sqft
- Lot size
- 30.5 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Negotiable
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,542/yr
- Monthly fees
- $475/mo
- Listed
- Apr 7, 2026
- MLS #
- A4687965
Price & status history
- Listed for $319,000
- Price reduced to $299,000
- Status changed to Active Under Contract
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4226 FRONTIER LN #103. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,531
$1,512 of that is principal & interest. 40% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,512
- Property taxes
- $295
- Homeowners insurance
- $249
- Flood insurance
- $0
- HOA / condo fees
- $475
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,531
Over the life of the loan
- Loan amount
- $239,200
- Down payment
- $59,800
- Total interest
- $305,086
- Principal + interest paid
- $544,286
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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4226 Frontier Ln #103, Osprey, FL 34229
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4687965 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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