$899,000
Active4255 Spire St, Port Charlotte, FL 33981
4 beds Β· 4 baths Β· 2,717 sq ft
Listing courtesy of PREMIER PROPERTIES OF SRQ LLC Β· MLS# C7523164
232 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- dock and boat lift
- saltwater pool
- Key West-style home
- spiral staircase
- motorized awning
- garden soaking tub
- concrete seawall
AI-selected highlights from the listing description below.
Recently reduced to reflect our current market conditions so CLICK THE VIDEO TOUR UNDER THE PICTURE TO SEE THE DRONE FOOTAGE OF THE WATERWAY Then come see this Key WestβStyle Pool Home with Dock & Boat Lift and see how you can live the Florida waterfront lifestyle! Located on the quaint and off the path 4255 Spire Street, this beautifully renovated Key Westβstyle home is set on an oversized waterfront lot in Gulf Cove, a boating and riverfront comunity on the Myakka River. A true boaterβs dream, this home offers you your very own dock and liftβperfect for enjoying sunset cruises, fishing trips, and easy days on the water before coming home to jump in the saltwater pool to cool off. This spacious (over 2500 under air!) 4-bedroom, 4 bath residence offers the perfect combination of coastal charm, modern upgrades, and boating convenience. Once inside you will find beautiful wood flooring, French doors, and plantation shutters that bring warmth and character to the home. The thoughtful layout provides flexibility for family and guests alike, featuring two spacious bedrooms downstairs with 1 and a half baths, while the upper level includes an additional bedroom along with a very generous primary suit with a spacious bathroom with a stand alone Garden Soaking tub, seperate walk in shower, dual sinks and a window overlooking the street below. This home is full of standout features including a spiral staircase connecting the downstairs family room to the upstairs family room, adding a unique architectural feature and convenient access between the two living spaces. Outdoor living here is truly exceptional. Enjoy the heated saltwater pool with newer saltwater equipment for year-round swimming and entertaining. A motorized awning provide additional shade poolside if desired plus more than 50 high-end, color-changing LED landscape lights illuminating the palms and outdoor areas to set the mood, both remote controlled. There is an additional shed with electric for your tools, you will want the oversized garage with storage cabinets and extra work space for your boating gear, cars and toys! For boating enthusiasts, the home includes 90 feet of concrete seawall, a private dock, and a upgraded 10,000-lb boat lift with a new 12-foot canopy, making it easy to enjoy everything Southwest Florida waterways have to offer. A unique architectural feature is the walkaround deck that wraps from the front of the home to the back, designed as a walking balcony and previewing area, with stairs from both the front and rear of the home. No concerns for the Florida breeze ... All windows and sliders are impact glass for peace of mind and the home sits high and dry! Additional recent upgrades include ** Freshly painted exterior ** Driveway and sidewalks recently cleaned and sealed ** Downstairs A/C only 2 years old and the upstairs was replaced in 2021 ** Washer and dryer less than one year old with minimal use ** New garbage disposal ** New Irrigation system with wifi controls ** 50 plus Highend landscape lights with time control ** New landscaping in the back yard ** This beautifully maintained waterfront home offers privacy, style, and the ultimate Florida boating lifestyle. Call your agent today, this home is a one of a kind and you wont want to miss this opportunity! Everything stays outside of a few personal items and favorites.. ask agent for the list.
Facts
- Property type
- Single Family Residence
- Year built
- 1990
- Bathrooms
- 4 full
- Living area
- 2,717 sqft
- Lot size
- 0.29 acres
- Waterfront
- Yes Β· 270 ft
- Water access
- Bay/Harbor, Brackish Water, Canal - Brackish, Gulf/Ocean, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- East
- Furnished
- Turnkey
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $9,414/yr
- Listed
- Mar 10, 2026
- MLS #
- C7523164
Price & status history
- Listed for $939,000
- Price reduced to $899,000
Virtual tour
- Video tour on YouTubeyoutu.be
Tours are hosted by the sellerβs chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 4255 SPIRE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$6,079
$4,546 of that is principal & interest. 25% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,546
- Property taxes
- $785
- Homeowners insurance
- $749
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,079
Over the life of the loan
- Loan amount
- $719,200
- Down payment
- $179,800
- Total interest
- $917,300
- Principal + interest paid
- $1,636,500
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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4255 Spire St, Port Charlotte, FL 33981
Listing courtesy of PREMIER PROPERTIES OF SRQ LLC Β· MLS# C7523164 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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