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$835,000

Active

4256 Beach View Ct, Port Charlotte, FL 33948

4 beds · 3 baths · 2,165 sq ft

Listing courtesy of HARBORSIDE REALTY · MLS# C7530760

42 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Set along a protected sailboat water canal with no fixed bridges between you and the open Gulf, 4256 Beach View Court is a rare offering in one of Port Charlotte’s most established waterway pockets: a fully reimagined four bedroom, three bath waterfront home built for a life on the water. Eighty feet of prime frontage anchor the property, with a sixty foot dock, freshly rewrapped pilings, and a ten thousand pound boat lift finished with a brand new canopy. Whether the draw is sunset cruises, a morning of fishing, or simply watching the light move across the water, this stretch of shoreline delivers true, unencumbered sailboat access. Financing here comes with a rare advantage: the existing VA loan is assumable by a qualified buyer at approximately 5.62% Annual Percentage Rate — well under most of today’s market rates. The sellers are also open to contributing toward a buyer’s rate buydown, giving a buyer real flexibility on the numbers from day one. Ask your agent for financing details. Every inch of the interior has been renewed since 2024. New vinyl flooring runs throughout the open living spaces, framing a fully remodeled kitchen. Fresh paint inside and out sets a crisp, contemporary tone, and new lighting and ceiling fans that carry into every room. Behind the walls, the comfort systems have been brought fully current: a complete air conditioning overhaul with new ductwork and a 2025 unit, a 2023 water heater, and appliances that are nearly all one to two years old. Outdoor living is its own destination here. A heated, saltwater pool and spa, recently fitted with a new salt cell, anchor a lanai framed by new pavers and new landscaping, all enclosed by a new privacy fence for quiet, private enjoyment. A new automatic Kevlar hurricane screen protects the lanai without blocking the view, and a video doorbell adds an easy layer of everyday security. The practical details are just as strong as the finishes. There is no HOA and no CDD. A current wind mitigation report, survey, elevation certificate, and a November 2025 appraisal are all on hand, giving a buyer clear documentation from day one. Homes on protected sailboat water, with no bridges to navigate and this level of renovation already done, do not come to market in Port Charlotte often. Schedule a private showing to experience 4256 Beach View Court in person!

Facts

Property type
Single Family Residence
Year built
2005
Bathrooms
3 full
Living area
2,165 sqft
Lot size
0.23 acres
Waterfront
Yes · 90 ft
Water access
Canal - Saltwater
Water view
Yes
Private pool
Yes
Exposure
West
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$869/yr
Listed
Sep 15, 2026
MLS #
C7530760

Price & status history

  1. Listed for $879,000
  2. Price reduced to $855,000
  3. Price reduced to $835,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 4256 BEACH VIEW CT. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$4,990

$4,222 of that is principal & interest. 15% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$4,222
Property taxes
$72
Homeowners insurance
$696
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$4,990

Over the life of the loan

Loan amount
$668,000
Down payment
$167,000
Total interest
$851,997
Principal + interest paid
$1,519,997
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

4256 Beach View Ct, Port Charlotte, FL 33948

Listing courtesy of HARBORSIDE REALTY · MLS# C7530760 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]