$10,500
Active4270 Oak Terrace Cir, Port Charlotte, FL 33953
0.12 acre lot
Listing courtesy of ASHLAR REALTY · MLS# OM732970
31 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Build your Florida dream home on this 0.12-acre residential lot in the Tree Tops at Ranger Point community in Port Charlotte. Situated on a 50x106 lot with low-density RSF5 zoning, this 5,300 sq. ft. property offers a perfect canvas for homeowners, builders, or investors looking to capitalise on Southwest Florida's booming market. Enjoy the freedom of no HOA fees or restrictions, combined with quick access to local schools, shopping, dining, parks, and world-class Gulf Coast beaches. Outstanding privacy and potential in one of the region's most sought-after communities!
Facts
- Property type
- Land
- Lot size
- 0.12 acres
- Flood zone
- AE
- Annual taxes
- $410/yr
- Monthly fees
- $150/mo
- Listed
- Sep 22, 2026
- MLS #
- OM732970
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4270 OAK TERRACE CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$437
$53 of that is principal & interest. 88% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $53
- Property taxes
- $34
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $150
- Mortgage insurance (PMI)
- $0
- Total per month
- $437
Over the life of the loan
- Loan amount
- $8,400
- Down payment
- $2,100
- Total interest
- $10,714
- Principal + interest paid
- $19,114
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
4270 Oak Terrace Cir, Port Charlotte, FL 33953
Listing courtesy of ASHLAR REALTY · MLS# OM732970 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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