$2,800,000
Active430 Island Cir, Sarasota, FL 34242
4 beds Β· 3.5 baths Β· 3,205 sq ft
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY Β· MLS# A4700263
89 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Waterfront residence
- Private dock
- Heated pool
- Canal views
- Flex space
- Sunroom
- Wine storage
- Spacious backyard
AI-selected highlights from the listing description below.
Privately set on Palm Island in the heart of Siesta Key, this residence offers an exceptional combination of generous living space, thoughtful design and effortless access to the islandβs most celebrated destinations. Just a short distance from the powdery, white quartz sands of Siesta Beach and the boutiques, dining and lively atmosphere of Siesta Village, this beautifully reimagined waterfront residence presents a rare opportunity to enjoy a relaxed coastal lifestyle without compromising comfort, privacy or quality. Nearly every aspect of the home was transformed, creating a fresh, modern interior, designed for both everyday living and gracious entertaining. Soaring ceilings, abundant natural light, a contemporary custom staircase and impact-rated windows and doors establish an open, airy atmosphere, while luxury vinyl and engineered hardwood flooring, recessed lighting and thoughtfully integrated storage add warmth and architectural interest. The expansive kitchen serves as the centerpiece of the home, featuring custom cabinetry, stone countertops, upgraded stainless steel appliances, wine storage and an oversized quartz island with generous seating. Designed to accommodate everything from casual mornings to larger gatherings, the kitchen flows naturally into the surrounding living and dining spaces and continues outdoors to the pool, lawn and waterfront beyond. The main-level primary suite provides a serene private retreat with direct access to the pool area, a spacious custom-fitted closet and a beautifully appointed spa-inspired bathroom. Three additional bedrooms offer comfortable accommodations for family and guests, while an upstairs, separate flex space is ideally suited for a private office, exercise room or personalized retreat. A sunroom and conveniently positioned pool bath further enhance the homeβs easy indoor-outdoor connection. Outside, the property reveals one of its most distinctive features: an unusually spacious backyard for Siesta Key. A broad lawn surrounds the heated pool, creating room for outdoor dining, recreation, pets and relaxed afternoons beneath the Florida sun. Beyond the pool, peaceful canal views and a private dock provide a tranquil waterfront setting with boating access. A well supplies the irrigation system, helping maintain the lush tropical landscape. A detached two-car garage offers valuable parking and additional storage for beach equipment, bicycles, paddleboards and other island essentials to enjoy the Siesta Key lifestyle. Morning walks along Siesta Beach, afternoons beside the pool and evenings dining in Siesta Village can all become part of everyday life. Spacious, extensively remodeled, and ideally positioned near the beach, Village and boating water, 430 Island Circle is a sophisticated yet wonderfully comfortable island retreat designed for those who want to experience the very best of Siesta Key.
Facts
- Property type
- Single Family Residence
- Year built
- 1962
- Bathrooms
- 3 full, 1 half
- Living area
- 3,205 sqft
- Lot size
- 0.34 acres
- Waterfront
- Yes Β· 70 ft
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean to Bay, Intracoastal Waterway
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Southeast
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $20,814/yr
- Listed
- Jul 27, 2026
- MLS #
- A4700263
Virtual tour
- Virtual tourlisting.noblesandheroes.comView the virtual tour(opens listing.noblesandheroes.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 430 ISLAND CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$18,226
$14,158 of that is principal & interest. 22% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $14,158
- Property taxes
- $1,735
- Homeowners insurance
- $2,333
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $18,226
Over the life of the loan
- Loan amount
- $2,240,000
- Down payment
- $560,000
- Total interest
- $2,856,997
- Principal + interest paid
- $5,096,997
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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430 Island Cir, Sarasota, FL 34242
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY Β· MLS# A4700263 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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