$1,575,000
Active431 Kettle Harbor Dr, Placida, FL 33946
3 beds · 2 baths · 1,916 sq ft
Listing courtesy of ISLANDER PROPERTIES INC · MLS# D6146917
204 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Kettle Harbor waterfront
- Gulf sunset views
- Boat dock
- 10000 lb boat lift
- Jet ski lift
- Electric vehicle charging
- Metal roof
- Pool heat pump
AI-selected highlights from the listing description below.
You will fall in love with this 3 bedroom 2 bath home on Kettle Harbor with quick boat access to the Intracoastal Waterway!!! Open floor plan with stunning views of Kettle Harbor and amazing sunsets over the Gulf. Being sold furnished. Home has tile floors in the living area and carpet in the bedrooms, corian countertops and stainless steel GE appliances. Upgrades include: ceiling fans, light fixtures, AC/air handler, door handles, 220V exterior circuit box for electric vehicle charging, metal roof, hardie board siding and soffits, windows, bottom fascia, pool heat pump and pool pump. Dock has a 10,000 lb Deco boat lift and jet ski/skiff/inflatable boat lift. Property is located on Don Pedro-Knight-Palm Island, a bridgeless barrier island, accessible only via private boat or a 4 minute car passenger ferry. Island is situated between Ft. Myers/Naples to the south and Sarasota/Tampa to the north. Enjoy walking the white sand, uncrowded beaches searching for shells and shark's teeth, boating, fishing, bicycling, kayaking, paddle boarding and swimming in the green blue waters of the Gulf. Buy your piece of island paradise today!!!
Facts
- Property type
- Single Family Residence
- Year built
- 2007
- Bathrooms
- 2 full
- Living area
- 1,916 sqft
- Lot size
- 0.25 acres
- Waterfront
- Yes · 80 ft
- Water access
- Bay/Harbor, Beach - Access Deeded, Intracoastal Waterway
- Water view
- Yes
- Private pool
- Yes
- Exposure
- East
- Furnished
- Furnished
- Flood zone
- 10AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $16,868/yr
- Listed
- Apr 6, 2026
- MLS #
- D6146917
Virtual tour
- Video tour on Vimeovimeo.com
Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 431 KETTLE HARBOR DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$10,682
$7,964 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $7,964
- Property taxes
- $1,406
- Homeowners insurance
- $1,313
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $10,682
Over the life of the loan
- Loan amount
- $1,260,000
- Down payment
- $315,000
- Total interest
- $1,607,061
- Principal + interest paid
- $2,867,061
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
431 Kettle Harbor Dr, Placida, FL 33946
Listing courtesy of ISLANDER PROPERTIES INC · MLS# D6146917 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Placida
Want an email when homes like this list?
New Placida listings with at least 3 bedrooms up to $1,970,000. Free, and you can stop any time.
