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$284,900

Active

4321 Pepper Ln, North Port, FL 34287

3 beds · 3 baths · 1,887 sq ft

Listing courtesy of FINE PROPERTIES · MLS# A4713104

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Virtually Staged. **SPACIOUS, UPDATED, AND CONVENIENTLY LOCATED NEAR WARM MINERAL SPRINGS!** Discover the perfect combination of comfort, versatility, and Florida living in this inviting 3-bedroom, 3-bath home offering 1,887 square feet of living space with room to roam in North Port. The thoughtfully designed split-bedroom floor plan includes TWO bedrooms with private ensuite bathrooms, ideal for guests, extended stays, or multigenerational living. A spacious great room offers plenty of room to relax or entertain, while the LARGE FAMILY ROOM WITH A BAR provides the perfect setting for a game room, entertaining friends, or gathering with family. Enjoy the SUNNY ENCLOSED FLORIDA ROOM, an inviting space to unwind and enjoy the Florida lifestyle year-round. An additional bonus room offers flexibility for a home office, fitness area, or hobby room. Recent improvements include a NEW ROOF IN 2022, porcelain tile flooring installed in 2019, updated vinyl siding in 2024, and two A/C systems replaced in 2016 and 2019. Situated on a generous 10,000-square-foot lot with NO HOA FEES and located in FLOOD ZONE X, this property offers both space and freedom. Enjoy convenient access to the famous WARM MINERAL SPRINGS along with nearby shopping, dining, and everyday conveniences at Cocoplum Village Shops. Outdoor enthusiasts will appreciate the NORTH PORT AQUATIC CENTER, featuring water slides, a lazy river, and swimming pools, as well as the area's abundance of recreational opportunities, including Myakka State Forest, Myakkahatchee Creek Environmental Park, and Myakka River State Park, offering hiking, biking, kayaking, and wildlife viewing. Spend the day enjoying the beautiful Gulf beaches of Venice, Manasota Key, and Englewood, or explore the restaurants, shops, and entertainment at Downtown Wellen Park. Baseball fans will love having CoolToday Park, the Atlanta Braves' spring training home, within easy driving distance. Convenient access to I-75 makes travel throughout Southwest Florida a breeze. Whether you're seeking a full-time residence or a seasonal Florida retreat, this home offers an exceptional opportunity to enjoy the best of the Gulf Coast lifestyle!

Facts

Property type
Single Family Residence
Year built
1986
Bathrooms
3 full
Living area
1,887 sqft
Lot size
0.23 acres
Private pool
No
Exposure
North
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$2,906/yr
Listed
Nov 13, 2026
MLS #
A4713104

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 4321 PEPPER LN. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$1,920

$1,441 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,441
Property taxes
$242
Homeowners insurance
$237
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$1,920

Over the life of the loan

Loan amount
$227,920
Down payment
$56,980
Total interest
$290,699
Principal + interest paid
$518,619
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

What did the most similar homes nearby actually sell for?

The closest recent sales to this home, with what they sold for and when.

Take a tour

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4321 Pepper Ln, North Port, FL 34287

Listing courtesy of FINE PROPERTIES · MLS# A4713104 · Active

How would you like to see it?
Which day?
What time of day?

In person · Sun, Nov 15 · Midday (12-3)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Nov 15, 2026, 1:40 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]