$209,997
Active4338 Shappell St, Port Charlotte, FL 33948
2 beds · 1 bath · 978 sq ft
Listing courtesy of EXIT GULF COAST REALTY · MLS# C7532685
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
PAID-OFF SOLAR PANELS, NEW 2026 HVAC, METAL ROOF & SPACIOUS FENCED YARD! Welcome to 4338 Shappell Street in Port Charlotte! This charming 2-BEDROOM, 1-BATH HOME WITH A 1-CAR GARAGE offers a fantastic combination of comfort, energy efficiency, and affordability! With numerous important improvements already completed, this home is ready for its next owner to enjoy the Florida lifestyle! One of the standout features is the FULLY PAID-OFF SOLAR PANEL SYSTEM, offering significant energy savings with a previously reported average electric bill of approximately $25 PER MONTH! Enjoy the benefits of solar energy without the burden of a solar loan! MAJOR IMPROVEMENTS INCLUDE A BRAND-NEW HVAC SYSTEM (2026) with a 12-year transferrable warranty! METAL ROOF (2020), AND TANKLESS WATER HEATER (2020)! The home also features a portable generator hookup connected to the electrical panel, providing additional convenience during unexpected power outages. Step inside to discover an inviting living space with attractive luxury vinyl flooring and a comfortable, functional layout. The spacious SCREENED FRONT LANAI offers the perfect place to enjoy your morning coffee, unwind with a good book, or simply relax and enjoy Florida's beautiful weather. Outside, you'll appreciate the GENEROUSLY SIZED, FULLY FENCED APPROXIMATELY 0.23-ACRE LOT, offering plenty of room for pets, gardening, outdoor entertaining, or creating your own private backyard retreat! A substantial 12' x 22' DETACHED WORKSHOP/STORAGE SHED WITH A METAL ROOF provides exceptional space for hobbies, tools, equipment, and additional storage. Looking for future possibilities? The spacious primary bedroom closet offers potential for conversion into a second bathroom, with plumbing reportedly still located within the wall. A contractor estimate has previously been prepared for this improvement, providing an opportunity to explore adding additional convenience and value to the home. An extra benefit to this property is the TRANSFERABLE FLOOD INSURANCE, subject to insurer approval and policy terms. Conveniently located in Port Charlotte, you'll enjoy access to shopping, restaurants, medical facilities, parks, boating, fishing, and everything that makes Southwest Florida such a desirable place to live. The beautiful Gulf Coast beaches and charming waterfront communities are also within reach! Whether you're searching for a FULL-TIME RESIDENCE, SEASONAL FLORIDA GETAWAY, OR INVESTMENT PROPERTY, this home offers an appealing combination of practical improvements, energy efficiency, and outdoor space. PAID-OFF SOLAR, NEW 2026 HVAC, METAL ROOF, GENEROUS FENCED YARD, AND A LARGE DETACHED WORKSHOP—ALL IN ONE PROPERTY! Schedule your private showing today and discover the possibilities!
Facts
- Property type
- Single Family Residence
- Year built
- 1983
- Bathrooms
- 1 full
- Living area
- 978 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,344/yr
- Listed
- Oct 29, 2026
- MLS #
- C7532685
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4338 SHAPPELL ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,374
$1,062 of that is principal & interest. 23% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,062
- Property taxes
- $112
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,374
Over the life of the loan
- Loan amount
- $167,998
- Down payment
- $41,999
- Total interest
- $214,272
- Principal + interest paid
- $382,270
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
4338 Shappell St, Port Charlotte, FL 33948
Listing courtesy of EXIT GULF COAST REALTY · MLS# C7532685 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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