$1,800,000
ActivePrice drops, under contract and the sold price, by email.438 Camille Dr, Osprey, FL 34229
3 beds · 3 baths · 3,358 sq ft
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# A4712263
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
EXCEPTIONAL WATERFRONT LIVING . . . PRIVATE DOCK & BOAT LIFT . . . HEATED SALTWATER POOL . . . EXTENSIVE 2025–2026 UPGRADES! Experience the ultimate Florida waterfront lifestyle at 438 Camille Drive, where timeless elegance, exceptional craftsmanship by Pruett and thoughtful upgrades come together in a private, tropical setting. Nestled within an exclusive five-lot cul-de-sac community, this extraordinary residence offers tranquil mangrove-lined water views, lush landscaping and exceptional indoor-outdoor living. Inside, beautiful tile flooring with protective cork underlayment, plantation shutters, granite countertops, a stunning aquarium window with a gas fireplace creates an inviting atmosphere. The outdoor living spaces are truly spectacular! Enjoy the beautifully renovated heated saltwater pool, resurfaced and rebuilt in 2025 with new tile, filtration equipment and a new pool enclosure. An outdoor gas fireplace, shower, expansive entertaining areas and remote-controlled patio storm shutter enhance this exceptional retreat. Boating enthusiasts will appreciate the approximately 200-foot decked walkway leading to a private 30-foot Trex dock with an elevator boat lift, surrounded by peaceful water views and natural mangroves. Plumbing is already in place for a future outdoor kitchen and the dock and pool have separate water plumbing. Extensive improvements provide added comfort, efficiency and peace of mind, including a new roof (2025), driveway (2026), and two new air-conditioning systems (2026). Additional features include glued and mechanically fastened cement barrel roof tiles, spray-foam attic insulation, WindGuard windows and doors, a reinforced garage door, and a whole-house Kohler generator. A drinking H2O purification system, tankless water heater, buried 500-gallon propane tank owned by Detweiler's and new dishwasher (2026) complete the impressive list of amenities. Meticulously maintained and thoughtfully improved, this exceptional waterfront residence offers the perfect combination of privacy, luxury, boating convenience and Florida coastal living. All property information and improvements are provided by the seller and deemed reliable but not guaranteed. Buyers are encouraged to independently verify all details, including permits, water access, and dock specifications.
Facts
- Property type
- Single Family Residence
- Year built
- 2000
- Bathrooms
- 3 full
- Living area
- 3,358 sqft
- Lot size
- 0.46 acres
- Waterfront
- Yes · 130 ft
- Water access
- Bay/Harbor, Creek, Intracoastal Waterway
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE*
- CDD
- No
- 55+ community
- No
- Annual taxes
- $11,266/yr
- Monthly fees
- $10/mo
- Listed
- Nov 9, 2026
- MLS #
- A4712263
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Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 438 CAMILLE DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$11,551
$9,102 of that is principal & interest. 21% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $9,102
- Property taxes
- $939
- Homeowners insurance
- $1,500
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $11,551
Over the life of the loan
- Loan amount
- $1,440,000
- Down payment
- $360,000
- Total interest
- $1,836,641
- Principal + interest paid
- $3,276,641
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
What did the most similar homes nearby actually sell for?
The closest recent sales to this home, with what they sold for and when.
Take a tour
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438 Camille Dr, Osprey, FL 34229
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# A4712263 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
