$645,000
Active4390 Albacore Cir, Port Charlotte, FL 33948
3 beds Β· 2 baths Β· 2,008 sq ft
Listing courtesy of EXIT KING REALTY Β· MLS# A4703186
68 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Gulf access
- heated saltwater pool
- pool cage
- covered boat lift
- outdoor kitchen
- Italian ceramic tile flooring
AI-selected highlights from the listing description below.
Welcome to your slice of Florida paradise! This beautifully updated waterfront pool home offers 3 bedrooms, 2 bathrooms, garage, and 2,008 sq ft of thoughtfully designed living space with a split floor plan for maximum privacy β and true Gulf access. just 10 minutes away by boat to Charlotte Harbor. Boaters and fishermen, this is the one you've been waiting for! This home has been meticulously maintained with major updates already completed, including a newer tile roof (2023, a $72,000 investment), a new sewer installation (2023), a new A/C system (2023) with all-new ductwork and 2 air handlers, and impact-rated sliders, windows, and doors (2021β2023) for added peace of mind during storm season. Inside, you'll find gorgeous Italian ceramic tile flooring throughout, 12x24 wood-plank tile in the kitchen, a cozy electric fireplace, and stunning tongue-and-groove wood ceilings β no popcorn ceilings here. The heart of the home is a chef-inspired kitchen featuring quartz countertops, a built-in desk, a French 4-door refrigerator, a split oven, a stainless-steel range with hood vent, and a built-in microwave drawer. The private primary suite offers a peaceful retreat with French doors leading directly to the pool deck, an en-suite bath with a walk-in tiled and glass shower, LED touch mirrors, a sliding barn door concealing the washer and dryer, and a spacious walk-in closet. The third bedroom also features French doors opening to the pool, perfect for guests or a home office with a view. Step outside to your own private resort-style backyard, complete with a saltwater, heated pool with a waterfall feature, a paver pool deck, and a pool cage (2017) with a concrete extension. Entertain effortlessly at the outdoor kitchen, equipped with 2 grills, a refrigerator, and a sink, or relax on the newer composite deck. Beautiful Dusk to Dawn lighting surrounds the property to give that warm glow. Boaters will love the covered boat lift (2017) with a 5,000 lb capacity and canopy , while the backyard shed (2016) and PVC fencing round out this well-equipped outdoor space. Enjoy quick, easy boating access to Charlotte Harbor β just 10 minutes away β with a direct path out to the Gulf of Mexico. Whether you're an avid boater, angler, or simply love waterfront living, this home delivers the ultimate Southwest Florida lifestyle. Don't miss this rare opportunity to own a move-in-ready, updated waterfront gem with Gulf access β schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 1977
- Bathrooms
- 2 full
- Living area
- 2,008 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes Β· 80 ft
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- Yes
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $9,137/yr
- Listed
- Aug 21, 2026
- MLS #
- A4703186
Price & status history
- Listed for $650,000
- Price reduced to $645,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 4390 ALBACORE CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$4,560
$3,261 of that is principal & interest. 28% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,261
- Property taxes
- $761
- Homeowners insurance
- $538
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,560
Over the life of the loan
- Loan amount
- $516,000
- Down payment
- $129,000
- Total interest
- $658,130
- Principal + interest paid
- $1,174,130
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
4390 Albacore Cir, Port Charlotte, FL 33948
Listing courtesy of EXIT KING REALTY Β· MLS# A4703186 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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