$95,000
Active4407 Joseph St, Port Charlotte, FL 33948
0.25 acre lot
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7509738
537 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- oversized waterfront lot
- 28 feet waterfrontage
- no HOA fees
- adjacent vacant lot included
AI-selected highlights from the listing description below.
OVERSIZED WATERFRONT Lot with 28 feet of waterfrontage located in Port Charlotte. NO HOA FEES! Perfect for building your DREAM home where you can live the South Florida Lifestyle. Need a builder? Let us introduce you to reputable builders! Conveniently located close to US-41 and 776 providing easy access to shops at Price Crossing, Cocoplum Shopping Center, and the Port Charlotte mall, where you can choose from a variety of restaurants, grocery stores, retail shops, and a short car ride to award-winning beaches, making this an ideal location!! This is currently being resurveyed to include a portion of the adjacent vacant lot, increasing waterfrontage to 35 feet, dimensions will be adjusted once survey is complete, lot will be separated at closing through a deed, and taxes will be assessed on the lot after split & resurvey.
Facts
- Property type
- Land
- Lot size
- 0.25 acres
- Waterfront
- Yes · 35 ft
- Water access
- Bay/Harbor, Brackish Water, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, River
- Water view
- Yes
- Flood zone
- AE
- Listed
- May 9, 2025
- MLS #
- C7509738
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4407 JOSEPH ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
EstimateAssumes 1.2% of price. Charlotte and Sarasota county bills vary with millage, CDD assessments, and whether the home is homesteaded.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$775
$480 of that is principal & interest. 38% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $480
- Property taxes
- $95
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $775
Over the life of the loan
- Loan amount
- $76,000
- Down payment
- $19,000
- Total interest
- $96,934
- Principal + interest paid
- $172,934
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
4407 Joseph St, Port Charlotte, FL 33948
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7509738 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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