$195,000
Active4419 Melbourne St, Punta Gorda, FL 33980
2 beds · 1 bath · 875 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7521327
269 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- tile floors
- wood cabinets
- epoxy countertops
- all-weather lanai
- hurricane shutters
- large shed
- 1.5 lots
AI-selected highlights from the listing description below.
Looking for a winter home to escape the cold and snow? This Darling home will fit the criteria and has been updated, move in ready. The cozy home has tile floors with the Florida vibe! The kitchen has wood cabinets with epoxy countertops and newer appliances plus plenty of storage. The utility room is big with full size stack-able washer and dry plus additional storage. The Master bedroom is large and has plenty of storage and closet space. The bathroom room is adorable and very functional. Enjoy the Florida weather and relax in the all-weather lanai, with large vinyl windows. The home has newer windows, plus hurricane shutters for extra protection. The roof replaced in 2015. Situated on 1.5 lots with plenty of room for all your large toys. There is a large shed for additional storage. The property is just a short drive to the water, US 41 and all the shopping, restaurants, beaches and all kinds of activities. Imagine taking a short bike ride to watch the sunset over the harbor or eat at one of the local restaurants while sitting and watching the boats. Property is centrally located with easy access to major highways.
Facts
- Property type
- Single Family Residence
- Year built
- 1953
- Bathrooms
- 1 full
- Living area
- 875 sqft
- Lot size
- 0.26 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $772/yr
- Listed
- Feb 1, 2026
- MLS #
- C7521327
Price & status history
- Listed for $199,000
- Price reduced to $195,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4419 MELBOURNE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,250
$986 of that is principal & interest. 21% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $986
- Property taxes
- $64
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,250
Over the life of the loan
- Loan amount
- $156,000
- Down payment
- $39,000
- Total interest
- $198,969
- Principal + interest paid
- $354,969
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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4419 Melbourne St, Punta Gorda, FL 33980
Listing courtesy of RE/MAX PALM REALTY · MLS# C7521327 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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