$349,000
Active4419 Rum Cay Cir #12, Sarasota, FL 34233
3 beds · 2 baths · 1,804 sq ft
Listing courtesy of WHITE SANDS REALTY GROUP FL · MLS# A4710649
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Fantastic Location in Center Gate Estates Villas, 3 bedrooms and 2 baths, a true 2 car garage, close to everything and maintenance free living. Magnificent and the most premium site in the neighborhood, end unit with a private wooded area at the entrance. Lush tropical foliage frames your view from the expansive living room window. Inside the cozy kitchen has newer appliances and the large family room invites you to relax in the space. A guest bath with an impressive full vanity and tub make the bath convenient. The primary suite has a walk in closet and private bath with big shower. The attached patio is a bonus space that offers privacy and soft natural light The lovely lanai is a four-season room that has a long view of the green space. Its a spot to sit anytime with a book or to chat with a friend, the perfect spot in the morning as it faces east and view of the pool area. Summer heat is never an issue when the community pool is steps away!! The community is over 55, welcomes pets, friendly nieghbors and very desierable.
Facts
- Property type
- Villa
- Year built
- 1984
- Bathrooms
- 2 full
- Living area
- 1,804 sqft
- Lot size
- 4.71 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $2,745/yr
- Monthly fees
- $500/mo
- Listed
- Nov 8, 2026
- MLS #
- A4710649
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4419 RUM CAY CIR #12. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,784
$1,765 of that is principal & interest. 37% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,765
- Property taxes
- $229
- Homeowners insurance
- $291
- Flood insurance
- $0
- HOA / condo fees
- $500
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,784
Over the life of the loan
- Loan amount
- $279,200
- Down payment
- $69,800
- Total interest
- $356,104
- Principal + interest paid
- $635,304
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
4419 Rum Cay Cir #12, Sarasota, FL 34233
Listing courtesy of WHITE SANDS REALTY GROUP FL · MLS# A4710649 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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