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$995,000

Pending

4460 Northshore Dr, Punta Gorda, FL 33980

3 beds Β· 3 baths Β· 3,133 sq ft

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7527143

62 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • 100 feet waterfront frontage
  • Peace River views
  • Brand-new dock
  • Heated saltwater pool
  • Screened poolside cabana
  • Whole-house generator
  • Wine refrigerator
  • 2022 metal roof

AI-selected highlights from the listing description below.

Virtually Staged. Short Sale. Experience exceptional waterfront living in this stunning Peace River Estate, offering 100 feet of direct waterfront frontage, breathtaking panoramic views of the Peace River and Charlotte Harbor, and a brand-new dock with electric and water service. Situated on nearly half an acre in the desirable Charlotte Shores community, this two-story residence combines luxury, comfort, and an unparalleled coastal lifestyle. Boasting over 3,000 square feet of living space, this meticulously maintained home features 3 bedrooms, 3 bathrooms, a 2-car garage, formal living and dining rooms, and a spacious family room designed to maximize the spectacular water views. Large windows and sliding glass doors throughout fill the home with natural light while showcasing the ever-changing waterfront scenery. The gourmet kitchen is a chef's dream, offering granite countertops, solid wood cabinetry, stainless steel appliances, a built-in oven, gas range with indoor grill, tile backsplash, center island with storage, breakfast bar, closet pantry, and a wet bar complete with a wine refrigeratorβ€”perfect for entertaining family and friends. Privately located on the second floor, the expansive primary suite encompasses over 500 square feet and serves as a true retreat. Enjoy stunning water views, dual walk-in closets, and a luxurious ensuite bath featuring dual vanities, a makeup station, bidet, private water closet, and an oversized walk-in shower with built-in seating. Two generously sized guest suites on the main floor each feature their own private bathrooms, ensuring comfort and privacy for visitors. Designed for year-round enjoyment, the outdoor living spaces are equally impressive. Relax on the screened lanai, take a swim in the heated saltwater pool, or unwind in the charming, screened poolside cabana. The fully fenced backyard provides privacy while offering endless opportunities to enjoy the Florida sunshine, launch a kayak or a boat, fish from your private dock, or simply take in the tranquil waterfront setting. Additional features include a 2022 metal roof, 2024 dock, whole-house water filtration system, 23KW whole-house generator with propane tanks, two gas fireplaces, 3-zone air conditioning, pool auto-fill and cover system, separate water meter for irrigation, dock and pool use, vinyl fencing, elegant tile and parquet flooring, and an irrigation system for easy maintenance. Ideally located just minutes from downtown Punta Gorda, Fishermen's Village, waterfront parks, walking and biking trails, shopping, dining, entertainment, and easy access to US-41 and I-75, this rare waterfront offering delivers the ultimate Southwest Florida lifestyle. Welcome home to your private coastal sanctuary.

Facts

Property type
Single Family Residence
Year built
1994
Bathrooms
3 full
Living area
3,133 sqft
Lot size
0.45 acres
Waterfront
Yes Β· 200 ft
Water access
Bay/Harbor, Gulf/Ocean, Gulf/Ocean to Bay, River
Water view
Yes
Private pool
Yes
Exposure
Northwest
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$5,008/yr
Listed
Jun 24, 2026
MLS #
C7527143

Price & status history

  1. Listed for $995,000
  2. Status changed to Pending

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 4460 NORTHSHORE DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$6,278

$5,031 of that is principal & interest. 20% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$5,031
Property taxes
$417
Homeowners insurance
$829
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$6,278

Over the life of the loan

Loan amount
$796,000
Down payment
$199,000
Total interest
$1,015,254
Principal + interest paid
$1,811,254
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

4460 Northshore Dr, Punta Gorda, FL 33980

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7527143 Β· Pending

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 29, 2026, 1:51 AM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]