$295,000
Active4465 Atwood Cay Cir #12, Sarasota, FL 34233
3 beds · 2 baths · 1,804 sq ft
Listing courtesy of WHITE SANDS REALTY GROUP FL · MLS# A4706156
40 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
LIFE IS GREAT IN CENTER GATE ESTATES! Located in one of Sarasota’s most desirable PET-FRIENDLY, 55+ COMMUNITIES, you’re going to love living in Center Gate Estates. This 3 Bedroom, 2 Bath, 2-Car Garage Villa presents an opportunity to take advantage of living in a beautiful, centrally located, west of I-75 community while providing a blank canvas for your updates and personal touches. The split floor plan with over 1800 square feet of living space is expansive with 3 spacious bedrooms, 2 full bathrooms, a large living room & dining room, and a family room with soaring cathedral ceilings & skylights to bring in natural light. The eat-in kitchen opens to the family room and has a tray ceiling. The enclosed screened lanai in back serves as a multi-seasonal room with sliding vinyl doors perfect for enjoying your morning coffee or just taking in the lush green views. Both the 2nd and the primary bedrooms have sliders that open to the private, courtyard lanai. The inside laundry room is equipped with built-in cabinetry and laundry sink. You’ll be pleasantly surprised at all the storage space this villa has to offer! Whether you’re considering the Florida Lifestyle as a full-time resident or just having a sweet “winter retreat”, this home is available now and awaits your personal touches and updates. Improvements include Storm Shutters, Fresh Interior & Exterior Painting (2026), Garage Floor Coating (2026), Concrete Driveway (2025), Roof (2022), HVAC (2019), Water Heater (2015), Water Heater Recirculating Pump. Center Gate Estates Section III is made up of 42 two- and three-bedroom villas with lovely private courtyards. The amenities include a beautiful pool and screened ramada with bathroom facilities. The beautiful grounds and socially active community make this an excellent place to call home. When living in Center Gate Estates, you’ll quickly discover how centrally located you are to all Sarasota has to offer – just minutes from the beautiful sandy beaches of Siesta Key, Golfing, Boating, Biking, Downtown Sarasota, Shopping in all directions, Fine Dining, Nightlife, Entertainment, Selby Botanical Gardens, Theaters and more!!! You couldn’t ask for a better location!!!
Facts
- Property type
- Villa
- Year built
- 1984
- Bathrooms
- 2 full
- Living area
- 1,804 sqft
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $1,841/yr
- Monthly fees
- $545/mo
- Listed
- Sep 18, 2026
- MLS #
- A4706156
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4465 ATWOOD CAY CIR #12. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,436
$1,492 of that is principal & interest. 39% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,492
- Property taxes
- $153
- Homeowners insurance
- $246
- Flood insurance
- $0
- HOA / condo fees
- $545
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,436
Over the life of the loan
- Loan amount
- $236,000
- Down payment
- $59,000
- Total interest
- $301,005
- Principal + interest paid
- $537,005
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
4465 Atwood Cay Cir #12, Sarasota, FL 34233
Listing courtesy of WHITE SANDS REALTY GROUP FL · MLS# A4706156 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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