$349,000
Active4504 Silver Lining St, Sarasota, FL 34238
3 beds · 2.5 baths · 1,724 sq ft
Listing courtesy of LPT REALTY, LLC · MLS# TB8542456
57 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to this well-maintained 3-bedroom, 2.5-bath townhome in the gated community of Promenade at Palmer Ranch. Built in 2018, this home offers a comfortable and functional floor plan with a one-car garage and screened lanai. The primary suite features a walk-in closet and private en-suite bath, while the two additional bedrooms offer flexibility for a home office, guest space, or additional living area. The roof was replaced in 2025, adding peace of mind for the next owner. The Legacy Trail is just steps from the community, making it easy to enjoy walking, running, or biking right from home. Residents enjoy a resort-style pool and covered gathering area with an outdoor kitchen, creating a great space to relax and spend time with friends and family. The low monthly HOA includes water, sewer, trash, lawn maintenance, and community amenities. No CDD and no flood insurance required. Located in Palmer Ranch, the home is close to shopping, dining, golf, parks, and everyday conveniences, with Siesta Key Beach approximately 15 minutes away. Easy access to I-75 makes getting around Sarasota and surrounding areas convenient. Whether you're looking for a full-time residence, vacation home, or investment property, this townhome offers an opportunity to enjoy the Sarasota lifestyle with the convenience of low-maintenance living.
Facts
- Property type
- Townhouse
- Year built
- 2018
- Bathrooms
- 2 full, 1 half
- Living area
- 1,724 sqft
- Lot size
- 0.04 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,304/yr
- Monthly fees
- $350/mo
- Listed
- Aug 25, 2026
- MLS #
- TB8542456
Price & status history
- Listed for $355,000
- Status changed to Active
- Price reduced to $349,000
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4504 SILVER LINING ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,681
$1,765 of that is principal & interest. 34% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,765
- Property taxes
- $275
- Homeowners insurance
- $291
- Flood insurance
- $0
- HOA / condo fees
- $350
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,681
Over the life of the loan
- Loan amount
- $279,200
- Down payment
- $69,800
- Total interest
- $356,104
- Principal + interest paid
- $635,304
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
4504 Silver Lining St, Sarasota, FL 34238
Listing courtesy of LPT REALTY, LLC · MLS# TB8542456 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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