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$199,900

Active

4645 Tower Hill Ln #2522, Sarasota, FL 34238

2 beds · 2 baths · 1,163 sq ft

Listing courtesy of CENTURY 21 ROSEBAY · MLS# A4678126

274 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • wooded view
  • second-floor residence
  • no rear neighbors
  • social membership
  • heated pool
  • championship golf course
  • turnkey furnished

AI-selected highlights from the listing description below.

Stoneybrook Golf & Country Club - Sarasota--- Unit offers NO golf membership-but you can still golf here and enjoy the luxurious amenities as a social member. Enjoy peace & privacy from this second-floor residence overlooking a serene wooded view in the highly desirable Stoneybrook Golf & Country Club in Palmer Ranch. This well-maintained unit, AC 5 yrs young, features nice updates throughout and offers a tranquil retreat with no rear neighbors. The seller prefers to convey turnkey furnished (negotiable), making this an ideal full-time home, seasonal escape, or investment opportunity. A social membership conveys, granting access to Stoneybrook’s resort-style amenities, including: Championship golf ---18 hole (extra cost for golfing with a social membership) tennis, fitness center, a tropical-style resort heated pool & a full-service restaurant and bar at the clubhouse. All of this is just minutes from beaches including Siesta Key, shopping, dining, and everything minutes from beaches including Siesta Key, shopping, dining, and everything Sarasota has to off.

Facts

Property type
Condominium
Year built
1998
Bathrooms
2 full
Living area
1,163 sqft
Private pool
No
Exposure
West
Furnished
Turnkey
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$1,678/yr
Monthly fees
$878/mo
Listed
Jan 27, 2026
MLS #
A4678126

Price & status history

  1. Listed for $259,900
  2. Price reduced to $199,900from $219,900

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 4645 TOWER HILL LN #2522. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$2,229

$1,011 of that is principal & interest. 55% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,011
Property taxes
$140
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$878
Mortgage insurance (PMI)
$0
Total per month
$2,229

Over the life of the loan

Loan amount
$159,920
Down payment
$39,980
Total interest
$203,969
Principal + interest paid
$363,889
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

4645 Tower Hill Ln #2522, Sarasota, FL 34238

Listing courtesy of CENTURY 21 ROSEBAY · MLS# A4678126 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 9:51 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]