$90,000
Active4685 Riverside Dr, Punta Gorda, FL 33982
1 acre lot
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7509685
537 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Charlotte Harbor views
- 1 full acre
- No HOA
- Northwest front exposure
- Sunset views over water
- 24-hour boat ramp access
- City water available
AI-selected highlights from the listing description below.
No HOA, 1 full acre, Charlotte Harbor views, and the ability to bring your dreams to life! This is the kind of Punta Gorda homesite that brings together space, scenery, and freedom. Positioned just across the street from Charlotte Harbor, this parcel offers a stunning coastal backdrop for your future build, with a northwest front exposure that opens the door to breathtaking sunset views over the water. Whether you picture a custom home, a peaceful retreat, or a long-term investment, this location delivers the Florida lifestyle buyers look for. CITY WATER is available, and Comcast cable/internet capability keeps the property connected without sacrificing the relaxed, natural setting. Darst Park is just 2 minutes away with a 24-hour boat ramp, making it easy to launch a boat, kayak, canoe, or paddleboard and spend the day on the water. Even with its quiet, scenic feel, you are only about 5 minutes from historic downtown Punta Gorda, Punta Gorda Airport, and I-75. No HOA means more flexibility, fewer layers of restriction, and more room to bring your vision to life. If you have been waiting for land near the water with views, space, convenience, and no HOA, this is the one to see.
Facts
- Property type
- Land
- Lot size
- 1 acre
- Water view
- Yes
- Exposure
- Northwest
- Flood zone
- AE
- CDD
- No
- Annual taxes
- $425/yr
- Listed
- May 9, 2025
- MLS #
- C7509685
Price & status history
- Listed for $100,000
- Price reduced to $90,000from $95,000
Virtual tour
- Video tour on YouTubeyoutube.com
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4685 RIVERSIDE DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$691
$455 of that is principal & interest. 34% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $455
- Property taxes
- $35
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $691
Over the life of the loan
- Loan amount
- $72,000
- Down payment
- $18,000
- Total interest
- $91,832
- Principal + interest paid
- $163,832
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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4685 Riverside Dr, Punta Gorda, FL 33982
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7509685 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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