$360,000
Active475 Posadas Cir, Punta Gorda, FL 33983
4 beds · 2 baths · 2,032 sq ft
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# C7520683
279 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Screened rear porch
- Greenbelt view
- Split bedroom floor plan
- Inside laundry
- Walk-in closet
- Double closets
- Built in 2022
AI-selected highlights from the listing description below.
Impressive and spacious 4 Bedroom, 2 Bathroom home with attached 2 Car Garage built in 2022. Located in the desirable deed restricted community of Deep Creek. This light and bright home offers a true open concept and split bedroom floor plan. The Great Room opens to the Dining area, well appointed Kitchen and Inside Laundry with front loading washer and dryer. The Kitchen features stone counters, white cabinets, large island with breakfast bar, double sink, storage and the stainless dishwasher. Other stainless appliances include French door refrigerator, oven/range, built in microwave. The Master Bedroom suite offers a walk in closet and private bathroom with double sink and large walk in shower. There are three additional generous sized bedrooms with double closets. The guest bathroom offers dual sinks and a tub/shower combo. Your living space extends via sliding glass doors to the large screened rear porch with greenbelt view. Other features include open front porch, rain gutters, tile floors throughout the home. Utilities are county water and sewer. This home is minutes from shopping, dining, Golf, entertainment, I-75 and is a short drive to medical care, waterfront parks and boat ramps. This is a wonderful home in a great community.
Facts
- Property type
- Single Family Residence
- Year built
- 2022
- Bathrooms
- 2 full
- Living area
- 2,032 sqft
- Lot size
- 0.25 acres
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,181/yr
- Monthly fees
- $18/mo
- Listed
- Jan 22, 2026
- MLS #
- C7520683
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
Opens propertypanorama.com in a new tab.
Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 475 POSADAS CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,570
$1,820 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,820
- Property taxes
- $432
- Homeowners insurance
- $300
- Flood insurance
- $0
- HOA / condo fees
- $18
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,570
Over the life of the loan
- Loan amount
- $288,000
- Down payment
- $72,000
- Total interest
- $367,328
- Principal + interest paid
- $655,328
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
475 Posadas Cir, Punta Gorda, FL 33983
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# C7520683 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Punta Gorda
Want an email when homes like this list?
New Punta Gorda listings with at least 4 bedrooms up to $450,000. Free, and you can stop any time.
