$349,900
Active Under Contract49 Troutdale St, Port Charlotte, FL 33954
4 beds · 2 baths · 1,868 sq ft
Listing courtesy of EMPIRE REALTY · MLS# A4686801
204 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Under contract-accepting backup offers. NEW PRICE! 4 bedrooms PLUS a dedicated office that works as a 5th bedroom, built in 2025 with NO HOA and NO CDD. Skip the construction wait: this home is finished, upgraded, and move-in ready today, with a 1-year home warranty included. Vaulted ceilings and an open floor plan fill the home with natural light. The upgraded kitchen features stone countertops and a convection oven, and it opens to the living and dining areas. A Florida room adds flexible living space, and luxury vinyl flooring runs throughout. The refrigerator, washer, dryer, and window treatments are included, so you have nothing left to buy. Outside, the oversized 10,002 sq ft lot with irrigation has room for a pool, and a pool quote is already in the attachments. Concrete block construction, 2-car garage, and no Flood Zone. This home may qualify for 0% or 1% down payment assistance with the preferred lender. Close to shopping, parks, boat ramps, and Gulf beaches. Schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 2025
- Bathrooms
- 2 full
- Living area
- 1,868 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $505/yr
- Listed
- Mar 23, 2026
- MLS #
- A4686801
Price & status history
- Listed for $388,000
- Price reduced to $349,900from $375,000
- Status changed to Active Under Contract
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 49 TROUTDALE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,103
$1,769 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,769
- Property taxes
- $42
- Homeowners insurance
- $292
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,103
Over the life of the loan
- Loan amount
- $279,920
- Down payment
- $69,980
- Total interest
- $357,023
- Principal + interest paid
- $636,943
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
49 Troutdale St, Port Charlotte, FL 33954
Listing courtesy of EMPIRE REALTY · MLS# A4686801 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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