$189,900
Active492 Schooner St, North Port, FL 34287
2 beds · 2 baths · 1,514 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# N6146378
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to your own slice of Florida paradise! Located in the highly desired, pet-friendly, land-owned community of Harbor Isles, this lovely 1,514-square-foot home offers two bedrooms, two baths, and amazing lake views that make everyday living feel like a vacation. Built in 1995, this truly unique home is being offered turnkey furnished and features an open floor plan with vaulted ceilings throughout, two carports, and multiple spaces to relax and enjoy the beautiful Florida lifestyle. The eat-in island kitchen is a wonderful gathering space, offering abundant cabinetry, generous counter space, newer stainless-steel appliances, and beautiful lake views. Just off the kitchen, the den provides another peaceful spot to unwind while taking in the scenery. The home also features a spacious formal living area and a separate dining area, creating plenty of room for entertaining family and friends. One of the home's standout features is its two distinct outdoor living spaces. The large Florida room features acrylic windows and remote-controlled Hunter Douglas blinds, allowing you to enjoy the lake views in comfort. On the opposite side of the home, a generously sized screened lanai offers another inviting space for morning coffee, outdoor dining, or relaxing in the fresh Florida air. A dedicated laundry room adds everyday convenience. The spacious primary suite offers a private retreat with an ensuite bath featuring double sinks, a walk-in shower, and a walk-in Jacuzzi tub. The guest bedroom is also generously sized and comfortably accommodates a king-size bed, making it ideal for visiting family and friends. Additional updates include a 2024 shingle roof, an existing 2014 AC system with recently installed new ductwork, and new gutters around the home. With its exceptional lake views, versatile living spaces, and unique combination of indoor and outdoor amenities, this home offers a wonderful opportunity to enjoy the best of Florida living. Harbor Isles is a sought-after, land-owned, pet-friendly 55+ community in North Port, offering an impressive array of resort-style amenities and opportunities for an active social lifestyle. Residents enjoy a marina with Gulf access, a kayak launch, a heated swimming pool and spa, a fitness center, and a clubhouse filled with social activities. Tennis and pickleball courts, shuffleboard, and bocce provide plenty of ways to stay active and connect with neighbors. With its welcoming atmosphere, boating opportunities, and convenient North Port location, Harbor Isles is a wonderful place to call home.
Facts
- Property type
- Manufactured Home
- Year built
- 1995
- Bathrooms
- 2 full
- Living area
- 1,514 sqft
- Lot size
- 0.11 acres
- Waterfront
- Yes · 62 ft
- Private pool
- No
- Exposure
- South
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $1,560/yr
- Monthly fees
- $196/mo
- Listed
- Oct 29, 2026
- MLS #
- N6146378
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 492 SCHOONER ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,486
$960 of that is principal & interest. 35% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $960
- Property taxes
- $130
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $196
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,486
Over the life of the loan
- Loan amount
- $151,920
- Down payment
- $37,980
- Total interest
- $193,766
- Principal + interest paid
- $345,686
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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492 Schooner St, North Port, FL 34287
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# N6146378 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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