$154,900
Active495 Schooner St, North Port, FL 34287
2 beds Β· 2 baths Β· 1,471 sq ft
Listing courtesy of REALTY ONE GROUP MVP Β· MLS# C7519625
294 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Lake Dolphin waterfront
- Panoramic lake views
- Land owned
- New metal roof
- 2022 A/C
- Boat ramp access
- Kayak launch
- 55+ gated community
AI-selected highlights from the listing description below.
INVESTOR OPPORTUNITY to gain sweat equity! Property is being SOLD AS-IS, with the seller making NO REPAIRS. There is an open code violation related to the carport being installed without the required permit. The carport requires minor modifications to bring it into compliance. Drawings and survey have already been completed and are available to assist with the permitting process. AMAZING WATER VIEWS!! Lowest-priced waterfront property on the market. Updated, modern home, perfectly situated on Lake Dolphin in the premier 55+ gated community of Harbor Isles. Land owned. BRAND NEW VAPOR BARRIER. Seller states home has a newer metal roof, a carport, and a shed. 2022 A/C. This home offers unobstructed, panoramic views of Lake Dolphin and is just 0.1 miles from the community boat ramp and kayak launch. The modern kitchen opens to a spacious living area ideal for entertaining, featuring an oversized island, new stainless steel appliances, a wall oven, and cooktop. The primary bedroom offers an ensuite updated bathroom and two walk-in closets, while the guest bedroom includes its own ensuite bathroom and walk-in closet, providing comfort and privacy for residents and guests. Spacious, long, and wide carport with plenty of parking, complemented by an oversized shed featuring a conveniently located washer and dryer. Harbor Isles is a premier, gated 55+ community situated along the scenic Myakka River, just minutes from the Gulf of America. LOW HOA $196 a month. NO LOT Rent. Residents enjoy an impressive array of amenities, including a heated pool and spa, state-of-the-art fitness center, tennis and pickleball courts, bocce and shuffleboard, an expansive clubhouse, library, and a marina offering boat and kayak access to the Gulf. This pet-friendly community features a vibrant social calendar with clubs and activities for every interest, making Harbor Isles the perfect place to enjoy an active and relaxed Florida lifestyle. There is plenty of wildlife to enjoy; herons, egrets, cranes, ibis, parrots, even alligators and manatees! Conveniently located within minutes of Downtown Wellen Park, Costco, shopping, restaurants, and a short drive to beautiful Gulf Beaches. Schedule a viewing today and make this dream home a reality!
Facts
- Property type
- Manufactured Home
- Year built
- 1996
- Bathrooms
- 2 full
- Living area
- 1,471 sqft
- Lot size
- 0.11 acres
- Waterfront
- Yes
- Water access
- Gulf/Ocean, River
- Water view
- Yes
- Private pool
- No
- Exposure
- South
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $2,761/yr
- Monthly fees
- $196/mo
- Listed
- Jan 5, 2026
- MLS #
- C7519625
Price & status history
- Listed for $199,900
- Price reduced to $164,900from $169,900
- Price reduced to $159,900
- Price reduced to $154,900
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 495 SCHOONER ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$1,409
$783 of that is principal & interest. 44% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $783
- Property taxes
- $230
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $196
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,409
Over the life of the loan
- Loan amount
- $123,920
- Down payment
- $30,980
- Total interest
- $158,053
- Principal + interest paid
- $281,973
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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495 Schooner St, North Port, FL 34287
Listing courtesy of REALTY ONE GROUP MVP Β· MLS# C7519625 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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