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$154,900

Active

495 Schooner St, North Port, FL 34287

2 beds Β· 2 baths Β· 1,471 sq ft

Listing courtesy of REALTY ONE GROUP MVP Β· MLS# C7519625

294 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Lake Dolphin waterfront
  • Panoramic lake views
  • Land owned
  • New metal roof
  • 2022 A/C
  • Boat ramp access
  • Kayak launch
  • 55+ gated community

AI-selected highlights from the listing description below.

INVESTOR OPPORTUNITY to gain sweat equity! Property is being SOLD AS-IS, with the seller making NO REPAIRS. There is an open code violation related to the carport being installed without the required permit. The carport requires minor modifications to bring it into compliance. Drawings and survey have already been completed and are available to assist with the permitting process. AMAZING WATER VIEWS!! Lowest-priced waterfront property on the market. Updated, modern home, perfectly situated on Lake Dolphin in the premier 55+ gated community of Harbor Isles. Land owned. BRAND NEW VAPOR BARRIER. Seller states home has a newer metal roof, a carport, and a shed. 2022 A/C. This home offers unobstructed, panoramic views of Lake Dolphin and is just 0.1 miles from the community boat ramp and kayak launch. The modern kitchen opens to a spacious living area ideal for entertaining, featuring an oversized island, new stainless steel appliances, a wall oven, and cooktop. The primary bedroom offers an ensuite updated bathroom and two walk-in closets, while the guest bedroom includes its own ensuite bathroom and walk-in closet, providing comfort and privacy for residents and guests. Spacious, long, and wide carport with plenty of parking, complemented by an oversized shed featuring a conveniently located washer and dryer. Harbor Isles is a premier, gated 55+ community situated along the scenic Myakka River, just minutes from the Gulf of America. LOW HOA $196 a month. NO LOT Rent. Residents enjoy an impressive array of amenities, including a heated pool and spa, state-of-the-art fitness center, tennis and pickleball courts, bocce and shuffleboard, an expansive clubhouse, library, and a marina offering boat and kayak access to the Gulf. This pet-friendly community features a vibrant social calendar with clubs and activities for every interest, making Harbor Isles the perfect place to enjoy an active and relaxed Florida lifestyle. There is plenty of wildlife to enjoy; herons, egrets, cranes, ibis, parrots, even alligators and manatees! Conveniently located within minutes of Downtown Wellen Park, Costco, shopping, restaurants, and a short drive to beautiful Gulf Beaches. Schedule a viewing today and make this dream home a reality!

Facts

Property type
Manufactured Home
Year built
1996
Bathrooms
2 full
Living area
1,471 sqft
Lot size
0.11 acres
Waterfront
Yes
Water access
Gulf/Ocean, River
Water view
Yes
Private pool
No
Exposure
South
Furnished
Furnished
Flood zone
AE
CDD
No
55+ community
Yes
Annual taxes
$2,761/yr
Monthly fees
$196/mo
Listed
Jan 5, 2026
MLS #
C7519625

Price & status history

  1. Listed for $199,900
  2. Price reduced to $164,900from $169,900
  3. Price reduced to $159,900
  4. Price reduced to $154,900

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 495 SCHOONER ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$1,409

$783 of that is principal & interest. 44% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$783
Property taxes
$230
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$196
Mortgage insurance (PMI)
$0
Total per month
$1,409

Over the life of the loan

Loan amount
$123,920
Down payment
$30,980
Total interest
$158,053
Principal + interest paid
$281,973
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

495 Schooner St, North Port, FL 34287

Listing courtesy of REALTY ONE GROUP MVP Β· MLS# C7519625 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 9:51 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]