$385,000
Active5038 Bal Harbor Blvd, Punta Gorda, FL 33950
0.12 acre lot
Listing courtesy of FLORIDA REALTY INVESTMENTS · MLS# O6420920
119 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront lot
- concrete sea wall
- 30ft concrete dock
- deep-water canal
- direct Gulf access
- no HOA fees
AI-selected highlights from the listing description below.
If you like living in a boating community then Punta Gorda Isles is the perfect paradise community for you in Punta Gorda, Florida. This spectacular waterfront lot is waiting for your dream home with fabulous sunsets, a concrete sea wall with a 30ft concrete dock on a deep- water canal, (lot dimension is 105x134x120x46) ideal for sailboats and larger sea going vessels. There is quick, direct access to the Gulf of Mexico. All the sea walls in PGI are maintained by the city of Punta Gorda. All beautiful custom-built homes in PGI have prices starting at 1 million and up and no HOA fees. The home next door to this lot just sold for 1.2 million. The lots 105ft. of street frontage is perfect for your 3 car garage. In addition to boating, there’s always something fun to do in PGI! Owners can join the Civic Association and its sub-groups & clubs, for everything from fishing to card games, boating excursions to tennis. You’ll also enjoy shows at the Charlotte Harbor Event Center, award winning restaurants, Fisherman’s Village, shopping, several Parks nearby, weekend farmers markets, pickleball courts, tennis courts, over 20 golf courses in the area, PGD Airport, bicycle and walking trails and much more.
Facts
- Property type
- Land
- Lot size
- 0.12 acres
- Waterfront
- Yes · 124 ft
- Water access
- Canal - Saltwater, Gulf/Ocean to Bay, Intracoastal Waterway, River
- Water view
- Yes
- Flood zone
- AE
- Annual taxes
- $5,608/yr
- Listed
- Jun 29, 2026
- MLS #
- O6420920
Price & status history
- Listed for $398,000
- Price reduced to $280,000
- Price reduced to $150,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5038 BAL HARBOR BLVD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,735
$1,947 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,947
- Property taxes
- $467
- Homeowners insurance
- $321
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,735
Over the life of the loan
- Loan amount
- $308,000
- Down payment
- $77,000
- Total interest
- $392,837
- Principal + interest paid
- $700,837
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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5038 Bal Harbor Blvd, Punta Gorda, FL 33950
Listing courtesy of FLORIDA REALTY INVESTMENTS · MLS# O6420920 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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