$330,000
Active509 Ridgewood St NW, Port Charlotte, FL 33952
3 beds · 3 baths · 2,412 sq ft
Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE · MLS# A4663932
414 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- solar panels
- metal roof
- dual vanities
- soaker tub
- saltwater heated pool
- jetted bench
- covered lanai
- large shed
AI-selected highlights from the listing description below.
Welcome to this beautifully maintained 3 bedroom, 3 bathroom home in the heart of Port Charlotte! Designed for both comfort and efficiency, this home is equipped with a durable metal roof and solar panels—giving you peace of mind and lower utility costs. Step inside to find a spacious floor plan with a well appointed kitchen, featuring new appliances, perfect for everyday living and entertaining. The oversized primary en-suite is a true retreat, featuring dual vanities, a relaxing soaker tub, and a separate shower. Every room features ample closet space making storage a breeze. Step outside to experience the new covered lanai overlooking the highlight of this home, the sparkling saltwater heated pool featuring a jetted bench—an ideal spot to unwind and enjoy Florida living year-round. A new large shed adds even more storage and functionality to the property. Conveniently located near shopping, dining, schools, and just a short drive to Gulf beaches, this home offers the perfect blend of relaxation and accessibility. Don’t miss the chance to own this Port Charlotte gem with modern upgrades and resort-style outdoor living!
Facts
- Property type
- Single Family Residence
- Year built
- 1970
- Bathrooms
- 3 full
- Living area
- 2,412 sqft
- Lot size
- 0.23 acres
- Private pool
- Yes
- Exposure
- South
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,498/yr
- Listed
- Sep 2, 2025
- MLS #
- A4663932
Price & status history
- Listed for $390,000
- Price reduced to $330,000from $340,000
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 509 RIDGEWOOD ST NW. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,485
$1,669 of that is principal & interest. 33% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,669
- Property taxes
- $542
- Homeowners insurance
- $275
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,485
Over the life of the loan
- Loan amount
- $264,000
- Down payment
- $66,000
- Total interest
- $336,717
- Principal + interest paid
- $600,717
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
509 Ridgewood St NW, Port Charlotte, FL 33952
Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE · MLS# A4663932 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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