$3,950,000
Active510 Harbor Gate Way, Longboat Key, FL 34228
4 beds · 5.5 baths · 5,080 sq ft
Open house
- Sun, Nov 1 · 1–4 PMFrom south Longboat Key go north on Gulf of Mexico Drive to south gate of Bay Isles, after talking to guard gate take immediate right through green gates, first left 1st home on the right.
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4671696
351 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Waterfront residence
- Circular pod architecture
- Curved walls throughout
- Wood-paneled ceilings
- Spa-inspired primary bath
- Private dock with lift
- Resort-style pool and spa
AI-selected highlights from the listing description below.
A Waterfront Work of Art. Experience a one-of-a-kind waterfront residence on Longboat Key — now offered at an exceptional new value. Designed around three interconnected circular "pods," the residence flows like a choreographed dance. There are no awkward hallways, no wasted corners, no spaces that feel like afterthoughts. Curved walls carry throughout every room — even into the garage — creating a cohesive design statement that's genuinely rare in residential construction at any price point. This architectural masterpiece is a sculptural composition of flowing living spaces connected by custom corridors, delivering remarkable privacy, abundant natural light, and seamless indoor–outdoor living. The dramatic Great Room pod showcases soaring wood-paneled ceilings and expansive walls of glass that frame tranquil water views. The circular primary suite is a private retreat featuring a spa-inspired bath with dual showers, a lounge area, private office, and direct access to the pool and spa terrace. At the heart of the home, the striking circular kitchen is both artful and functional, centered around a curved island beneath a two-story ceiling and skylight, with a thoughtfully designed radial appliance layout. Two en-suite guest bedrooms open to private patios, while the fully self-contained Secondary Primary Suite above the impressive 32' x 23' three-car garage offers independent HVAC, a luxury bath with steam shower and sauna, and flexible living space ideal for extended guests or multigenerational living. Outdoors, the property embraces the waterfront lifestyle with protected deep sailboat water, a private dock with a 12,000-pound lift, and a resort-style pool and spa designed for entertaining and relaxation. Located behind the 24-hour guarded gates of Bay Isles, residents also enjoy exclusive access to the Bay Isles Beach Club on the Gulf of Mexico.
Facts
- Property type
- Single Family Residence
- Year built
- 1996
- Bathrooms
- 5 full, 1 half
- Living area
- 5,080 sqft
- Lot size
- 0.44 acres
- Waterfront
- Yes · 83 ft
- Water access
- Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Freshwater Canal w/Lift to Saltwater Canal
- Water view
- Yes
- Private pool
- Yes
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $42,201/yr
- Monthly fees
- $670/mo
- Listed
- Nov 11, 2025
- MLS #
- A4671696
Price & status history
- Listed for $5,100,000
- Price reduced to $3,950,000from $4,395,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 510 HARBOR GATE WAY. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$27,452
$19,973 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $19,973
- Property taxes
- $3,517
- Homeowners insurance
- $3,292
- Flood insurance
- $0
- HOA / condo fees
- $670
- Mortgage insurance (PMI)
- $0
- Total per month
- $27,452
Over the life of the loan
- Loan amount
- $3,160,000
- Down payment
- $790,000
- Total interest
- $4,030,406
- Principal + interest paid
- $7,190,406
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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510 Harbor Gate Way, Longboat Key, FL 34228
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4671696 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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