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$3,950,000

Active

510 Harbor Gate Way, Longboat Key, FL 34228

4 beds · 5.5 baths · 5,080 sq ft

Open house

  • Sun, Nov 1 · 1–4 PMFrom south Longboat Key go north on Gulf of Mexico Drive to south gate of Bay Isles, after talking to guard gate take immediate right through green gates, first left 1st home on the right.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4671696

351 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Waterfront residence
  • Circular pod architecture
  • Curved walls throughout
  • Wood-paneled ceilings
  • Spa-inspired primary bath
  • Private dock with lift
  • Resort-style pool and spa

AI-selected highlights from the listing description below.

A Waterfront Work of Art. Experience a one-of-a-kind waterfront residence on Longboat Key — now offered at an exceptional new value. Designed around three interconnected circular "pods," the residence flows like a choreographed dance. There are no awkward hallways, no wasted corners, no spaces that feel like afterthoughts. Curved walls carry throughout every room — even into the garage — creating a cohesive design statement that's genuinely rare in residential construction at any price point. This architectural masterpiece is a sculptural composition of flowing living spaces connected by custom corridors, delivering remarkable privacy, abundant natural light, and seamless indoor–outdoor living. The dramatic Great Room pod showcases soaring wood-paneled ceilings and expansive walls of glass that frame tranquil water views. The circular primary suite is a private retreat featuring a spa-inspired bath with dual showers, a lounge area, private office, and direct access to the pool and spa terrace. At the heart of the home, the striking circular kitchen is both artful and functional, centered around a curved island beneath a two-story ceiling and skylight, with a thoughtfully designed radial appliance layout. Two en-suite guest bedrooms open to private patios, while the fully self-contained Secondary Primary Suite above the impressive 32' x 23' three-car garage offers independent HVAC, a luxury bath with steam shower and sauna, and flexible living space ideal for extended guests or multigenerational living. Outdoors, the property embraces the waterfront lifestyle with protected deep sailboat water, a private dock with a 12,000-pound lift, and a resort-style pool and spa designed for entertaining and relaxation. Located behind the 24-hour guarded gates of Bay Isles, residents also enjoy exclusive access to the Bay Isles Beach Club on the Gulf of Mexico.

Facts

Property type
Single Family Residence
Year built
1996
Bathrooms
5 full, 1 half
Living area
5,080 sqft
Lot size
0.44 acres
Waterfront
Yes · 83 ft
Water access
Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Freshwater Canal w/Lift to Saltwater Canal
Water view
Yes
Private pool
Yes
Exposure
North
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$42,201/yr
Monthly fees
$670/mo
Listed
Nov 11, 2025
MLS #
A4671696

Price & status history

  1. Listed for $5,100,000
  2. Price reduced to $3,950,000from $4,395,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 510 HARBOR GATE WAY. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$27,452

$19,973 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$19,973
Property taxes
$3,517
Homeowners insurance
$3,292
Flood insurance
$0
HOA / condo fees
$670
Mortgage insurance (PMI)
$0
Total per month
$27,452

Over the life of the loan

Loan amount
$3,160,000
Down payment
$790,000
Total interest
$4,030,406
Principal + interest paid
$7,190,406
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

510 Harbor Gate Way, Longboat Key, FL 34228

Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4671696 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 9:51 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]